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Article Directory :: Legal Articles
Have you been injured in a car accident or other traffic accident? If so, contacting a competent auto accident lawyer is an important first step. Accident victims have rights. Simply put, the goal of filing a claim for a personal injury car accident injury is to put you back into the same condition you would be in - had the accident never happened. This means restoring your physical and mental health, as well as returning your financial health to its former state. Further, your claim can seek restoration of your automobile or other vehicle, and any personal property that was damaged as a result of the accident.
Avoiding Getting Railroaded by the Big Insurance Companies
Knowing your rights as an accident victim is important because the big insurance companies that represent the at-fault party have a reputation for railroading the victim whenever possible. Insurance companies know that victims of personal injuries caused by accidents on the road are often running low on cash, especially if their injuries have kept them from working. Medical bills and other expenses pile up but there is no money coming in. This can make the settlement that they are offering look very attractive. Your car accident lawyer can help you understand the offer, and also let you know if the offer is one that you should accept, based on your injuries and damages.
Your rights following an auto accident include:
- The right to have your car repaired and restored to the condition it was in before the wreck.
- The right to the fair market replacement value of your automobile if the damage is determined to be a total loss.
- The right to reimbursement for the loss of the use of your vehicle while your vehicle is being repaired. This usually means that the insurance company of the at-fault driver will pay for your rental car.
- The right to be paid for any property that was destroyed or damaged due to the accident, including glasses, clothing, tools and more.
- The right to be paid for your loss of income or loss of other money that you would have received if the accident had never occurred.
- The right to excellent care by competent physicians without paying anything from your own pocket.
- The right to be reimbursed for the cost of travelling to and from your medical appointments.
- The right to be paid for any physical injuries, mental stress and emotional stress that the accident causes. For example, if you develop anxiety about driving, this is mental stress, and you should be compensated for it.
- The right for a fair settlement for any permanent problems or handicaps that the accident causes.
- The right to keep your damaged auto if you elect to do so.
- The right to recoup towing and storage fees for your vehicle.
- The right to be compensated for any pain and suffering that the accident causes.
- The right to be reimbursed in advance for any future medical care or long term care.
See your auto accident lawyer right away to preserve these rights following your auto accident.
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