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Articles by Colin Hartness

  • PPI Offers Many Benefits
    There has been much debate over Payment Protection Insurance (PPI) after it was found that the product was missold to hundreds of thousands of people in the UK. Whilst the product can be a great financial protector for those buying it in the right way, missold PPI cases have caused a huge amount of negativity.
    Published 26May2012, viewed 25 times
  • Consumers Urged To Look At Possible Missold PPI
    The missold Payment Protection Insurance (PPI) scandal has been well documented in the press, but many people may not realise that they too are affected by it. In addition to many consumers being told that buying PPI was vital for credit agreements to go through, a large number of individuals did not even realise that they were buying an insurance product when they took out a loan.
    Published 12Jan2012, viewed 74 times
  • Repossession Figures Highlight PPI Need
    Whilst there has been much media attention surrounding missold Payment Protection Insurance (PPI), repossession figures having revealed just how important the protection product can be. The Building Societies Association (BSA) showed that only 16 per cent of those experiencing repossession had insurance, resulting in the overall majority being very vulnerable to home loss.
    Published 29Oct2011, viewed 56 times
  • Payment Protection Insurance Total Revealed
    It has been revealed that the claims total for Payment Protection Insurance (PPI) has hit £320 million and continues to increase. After the Judicial Review in April 2011, an increasing number of people have been coming aware of their missold PPI situations and as such have been seeking ways to gain compensation and repayments.
    Published 03Nov2011, viewed 81 times
  • Armed Forces Missold Payment Protection Insurance
    It has been reported that Lloyds TSB have been misselling Payment Protection Insurance (PPI) to The Armed Forces for a large number of years. Even though the financial institution knew that such insurance policies were useless for serving soldiers, those taking out credit agreements on mortgages, car finance or credit cards were sold insurance policies that were not needed.
    Published 23Oct2011, viewed 167 times
  • Figures Reveal Rising PPI Payouts
    It has been revealed that the rate of payouts for missold Payment Protection Insurance (PPI) has risen significantly in the past few months. New details from banks in the UK showed that the first half of the year saw approximately £215 million paid back to customers, with £100 million of payments made between May and June alone.
    Published 16Oct2011, viewed 89 times
  • Unveiling Missold PPI And Its Implications
    Payment Protection Insurance (PPI) is a well-utilised financial product in the UK, offering individuals the ability to ensure that repayments can be covered. Losing a job can result in people being unable to make mortgage, loan, or credit card repayments, with PPI offering a payout to ensure that extra debt is not noted.
    Published 13Oct2011, viewed 71 times
  • Payment Protection Insurance Claims - Fast Track PPI Reclaim
    Payment protection insurance is there to make sure that people who had lost a job, or suffered illness are able to keep making on time and complete payments to their credit cards, loans and mortgages. However, PPI policies were often missold as the policy didn't suit their needs, and information provided to them was either incorrect or missing at the point of sale.
    Published 02Oct2011, viewed 81 times
  • Claim Back Your Credit Card PPI
    Credit card PPI has been mis sold in many cases and the amount which consumers can claim back can be considerable mainly due to the interest paid on the premiums. Due to the recent Judicial Review concerning the selling of Payment Protection Insurance, consumers can claim back the missold payments which can amount to thousands of pounds
    Published 18Sep2011, viewed 212 times
  • Credit Card PPI Surprise
    Imagine submitting your credit card to Fast Track Reclaim for review because you had an inkling you were paying a premium for payment protection insurance and discovering you had a claim for over £20,000!
    Published 27Aug2010, viewed 150 times
  • High Court Precedent
    A High Court Judge has created a legal precedent by being the first High Court Judge to decide the sale of a Payment Protection Insurance (PPI) policy created an Unfair Relationship between a Consumer and a Bank.
    Published 27Aug2010, viewed 160 times

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