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How to Protect You & Your Family From a Motorcycle Accident for Only Pennies per Day

By Corey Walker

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Published: 14Sep2009
Word count: 402
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The "Fatality Rate per 100 Million" (miles traveled) for motorcycle riders has nearly doubled from 22.73 to 39.89 fatalities per 100 million miles traveled this was during the period of 1997 to 2004. The number of miles mentioned above may include many Iowans, because riding motorcycles is a popular hobby for many people in Iowa and the Midwest. There are numerous events during the summer time that involve motorcycle riders.

To put it into numbers, there has been over a 30% increase in motorcycle sales since 2001. All those sales equal more motorcycle related accidents. What are even more alarming are the accidents, with the increase in sales, there are more accidents which have caused motorcycle related deaths to jump up by 50%! That's huge... that's over 4,700 deaths in the US by just motorcycle accidents alone.

According to the National Highway Traffic Safety Administration, motorcyclists are roughly 35 times more likely to be killed in accidents than automobile drivers, especially during the first year of owning a bike because of experience.

Statistically, if you ride a motorcycle then you have about a 50% chance of being in a motorcycle accident during your lifetime. Each year almost 100 Iowans are killed and hundreds are seriously injured in motorcycle accidents.

Unfortunately, many of these accidents are caused by drivers with little or no insurance. What many Iowans do not know is that Iowa law only requires a person to have $20,000 in insurance coverage for bodily injuries. Given the rising costs of medical care, that number barely covers a trip to the hospital and follow-up medical care. Statistics tell us that about 12% of Iowans have no car insurance and we estimate that another 60% of Iowans do not have enough. What happens if you are involved in a motorcycle accident caused by one of these drivers, sustains serious injuries, has a pile of medical bills and cannot return to work?

What can be done to protect you and your family from these irresponsible and uninsured drivers? The insurance companies probably have not told you and won't tell you. Many Iowans don't know what uninsured and underinsured motorist insurance coverage is. Unisured and underinsured motorist insurance is the only motorcycle insurance that can protect you and your family for injuries caused by a motorcycle accident. Our survey of the leading motorcycle insurance companies shows that for most Iowa drivers the difference between providing $20,000 and $500,000 in coverage is less than a dollar per day. Isn't it worth protecting your family?

How much coverage do you have to protect you and your family? Our experience is that most Iowans don't know. A new FREE special report entitled "How to Buy Motorcycle Insurance to Protect You and Your Family" is an Insider's look into motorcycle insurance. To request your copy at no cost go to http://www.IowaInjuryBook.com or call 1-800-707-2552 and enter ext. 919. You can call anytime, 24 hours a day, 7 days a week.

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