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Articles by Darlene Hibbert

• Top 10 Tax Tips That Will Save You Money
  There are a number of ways to reduce the amount of tax you owe, and keep more money in your pocket at tax time. The Canada Revenue Agency (CRA) can help you learn more about the various credits and deductions you may be entitled to and that can save you money when you file your 2010 Income Tax and Benefit Return.
  Published 20Mar2012, viewed 34 times

• I Have Bad Credit and Not Enough Of A Down Payment, Who Can Help?
  If you are tired of renting and looking to start the path into home ownership today, Rent to Own may be right for you. We always recommend that you talk to a lawyer or shop around with different Rent to Own companies before making your selection.
  Published 18Mar2012, viewed 31 times

• My Personal Adventure and How To Raise Money For A Down Payment
  If there's something you want to do in life, just do it!! Life is short and if you're tired of renting and want to get into home ownership we can help. Sometimes taking the first step can me scary. That venture into the unknown or taking yourself into unfamiliar territory.... I know, I've been there. Here are some great tips we thought we would offer you some other sources that you may not have thought of to help you get into home ownership.
  Published 17Mar2012, viewed 36 times

• Top 10 Effective Ways of Choosing Your Home
  I remember the day we found our home. As soon as we saw it, we knew this was the one for us!! So where do you begin when trying to find the right home or even the right location for you and your family? What's the best city to move to
  Published 17Mar2012, viewed 33 times

• Rent to Own Basics And Can I Be A First Time Home Buyer More Than Once?
  Darlene Hibbert is a mortgage agent and has worked in the financial industry for close to 15 years. She enjoys helping her clients into home ownership. She also provides a service allowing clients into home ownership by using the Rent to Own strategy if they do not have good credit or the required down payment. visit Darlene today Smart Home Choice
  Published 17Mar2012, viewed 34 times

• Profits From Appreciation for Rent To Own Homes and Who Are The Millenials?
  Who are the Millennial's you might be asking…. well you have heard of the baby boomers from 1946 - 1964, over 80 million strong. The Millinnial's are just as strong, born between 1980 - 1995 and there are approx. 75 million of them. Guess what… they are starting to look for homes too and rapidly taking over from the baby boomers that are pushing 60 and looking to downsize. Meaning more families looking for starter homes as well.
  Published 17Mar2012, viewed 27 times

• 5 Ways To Build Good Credit To Start Your Path To Home Ownership
  More and more people are getting tired of renting and are looking at how they can get into home ownership. One of the most important things required is ensuring you have great credit. So how do you do this? Below are the top 5 ways to keep your credit in tip top shape or to get it to where it needs to be.
  Published 17Mar2012, viewed 106 times

• Why Do I Need A Down Payment For A Rent To Own Home
  Prior to entering into a Rent to Own agreement, you will be required to provide the home owner with an option deposit, better known as a down payment. This money is your vested interest in the home and will be fully (100%) credited back to you once you are in a position to buy the property.
  Published 17Mar2012, viewed 31 times

• How Can Rent Money Work Towards The Purchase Of My Home?
  So what are credits and how does the rent money work towards the purchase of my home? To simply put it, credits are a portion of your rent that is saved and will be used as a portion of your down payment towards the purchase of the home you are currently in. Each month your rent money is working towards the purchase of your home.
  Published 03Jan2012, viewed 49 times

• Things People Forget To Make Sure Their Home Is Winter Proof
  Now that the winter months are creeping up fast, this is the time of year people get caught off guard. I'll be the first to raise my hand..... I always use to get caught. From not putting my snow tires on in time.... to winterizing my house. So how do you get ready for winter?
  Published 18Dec2011, viewed 29 times

• Things People Forget To Make Sure Their Home Is Winter Proof
  Now that the winter months are creeping up fast, this is the time of year people get caught off guard. I'll be the first to raise my hand..... I always use to get caught. From not putting my snow tires on in time.... to winterizing my house. So how do you get ready for winter?
  Published 07Dec2011, viewed 88 times

• What Is Rent To Own And Is It A Good Choice For Me And My Family?
  Rent to Own seems to be the hot topic of conversations over the past couple of years. So what exactly is Rent to Own and is it a good option for people looking to get out of renting and tired of making their landlord rich?
  Published 07Dec2011, viewed 42 times

• The 15 Financial Benefits of Rent to Own
  If you are new to the Rent to Own phenomenon that has been increasing in popularity over the last few years, no worries, you haven't missed the boat. There are so many benefits of rent to own that I had to spilt them into two different articles. This one will outline the financial benefits and my next one will outline the personal benefits.
  Published 09Oct2011, viewed 54 times

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