Articles by Jim Brown
- Recently Discovered Forged Documents May Push You Into Illegal Foreclosure!
Recently discovered forged documents may have some answers for many of the recent illegal foreclosures. Published 19May2011, viewed 194 times
- When Are Debt Collection Calls Going Too Far?
Harassing creditor calls can make the process of getting your finances back on track even more difficult. Read this article to know when they can and can't call you. Published 19May2011, viewed 202 times
- Can You Be Prepared for the Expected U.S. Postal Service Layoffs?
The U.S. Postal Sevice announced more specific details on their planned layoffs. How do you know what to expect if you are laid off? Published 19May2011, viewed 136 times
- Religion And Bankruptcy: Does Filing For Bankruptcy Go Against The Bible?
Christians and non-Christians alike may have guilt related to filing for
bankruptcy. They may be worried that they are "cheating the system," or
taking advantage of the government. Many may simply feel bad that they
cannot pay what they owe. Published 08May2011, viewed 129 times
- Should You Get Rid of All of Your Credit Cards? Reasons A Bankruptcy Attorney Says "No"
If you've filed bankruptcy in Missouri after finding yourself trapped under a heaping mountain of debt, you may think a credit card isn't a good idea. But an experienced bankruptcy attorney may tell you different. Read this article for reasons a credit card may actually help you after your bankruptcy has been discharged. Published 30Apr2011, viewed 146 times
- Avoid These Common Income Tax Mistakes!
Avoid these common income tax mistakes when filing your taxes. They may seem like mediocre mistakes, but they can result in penalties and fines I'm sure you don't want to deal with. Published 29Apr2011, viewed 155 times
- Are There Options When You've Defaulted on Student Loans?
Student loans easily get pushed to the back burning once you graduate from college. You don't want to let this happen, because they are rarely ever discharged in bankruptcy cases. Published 24Apr2011, viewed 125 times
- Did Bank of America Try to Hide Your Foreclosure Information?
Bank of America's recent leaked emails are adding evidence to the suspicions that their employees were altering loan documents to hide information on foreclosures from borrowers. Published 23Apr2011, viewed 179 times
- How to Share the Road: Bicycle Safety Tips
Missouri injury attorney James Brown of Castle Law Office shares tips on how cyclists can safely share the roads with cars. Are you following all the neccessary bicycle safety tips to keep yourself and those around you out of harm's way? Published 22Apr2011, viewed 130 times
- Can My Bankruptcy Lawyer Protect My Foreign Assets?
Questions about whether or not a bankruptcy lawyer can protect your foreign assets and accounts answered by an experienced bankruptcy lawyer. Published 28Mar2011, viewed 187 times
- Advice on Taking Photographs After An Accident
Many people wonder if taking pictures is helpful after an accident. Whether it's a car accident or you've slipped and fallen, the answer is yes, they are extremely helpful to your personal injury case. The more pictures you can take, the better. It does not matter if they are on your cell phone or digital camera. Visual evidence is vital to any personal injury case. These are some tips on the best way to go about photographing an accident. Published 20Mar2011, viewed 116 times
- What You Need to Know About Truck Accidents
Poor weather and driving conditions have led to an increase in Missouri truck accidents this winter. Many drivers however do not understand the difference between a Missouri truck accident and a Missouri auto accident. These are several important things to keep in mind when considering the differences between the two. Published 20Mar2011, viewed 119 times
- How to Track Your Own Chapter 13 Bankruptcy Case
Tracking your own Chapter 13 bankruptcy isn't as hard as it may seem. The easiest tool you can use to track your Chapter 13 bankruptcy case is the National Data Center. Published 14Mar2011, viewed 112 times
- Identity Theft Prevention Tips from a Bankruptcy Lawyer
Most people think they're avoiding identity theft simply by being careful who handles their documents, shredding receipts and old credit cards, never giving out their full Social Security number, etc. But it's not just someone rooting through your trash or stealing your wallet that you need to worry about anymore. Essentially, you need to worry about someone rooting through your Internet. Published 13Mar2011, viewed 199 times
- Bankruptcy and Tax Refunds: Can I Keep It?
Bankruptcy law is a federal law that is designed to help people get out of debt, not stay in it. Many responsible, hard-working Americans use their tax refunds to pay off their debts. With bankruptcy, not only can you get out from under your debt but you can also get protection from foreclosure, stop wage garnishments, and prevent your car from repossession Published 11Mar2011, viewed 180 times
- Lawsuits Filed Against J.P. Morgan Chase for Illegal Foreclosures On Active Military Personnel
Chase announced that it had been charging the wrong interest rates to over 4,000 servicemen who were granted the 6 percent rate, and that error resulted in 14 illegal foreclosures. Chase announced they would refund about $2 million to the families they overcharged, and that 13 of the 14 improper foreclosures had already been resolved. Published 10Mar2011, viewed 238 times
- Things Your Car Needs to Have at All Times In Case of an Accident
If you're in an auto accident during inclement winter weather these are some handy things to have in case of any emergencies. Published 25Feb2011, viewed 124 times
- What Happens When a Creditor Puts a Lien on a Home?
Like with a mortgage, the lien-holder can foreclose on your home. Even if the creditor decides not to foreclose right away, the fact that a lien is in place makes it impossible to sell your home Published 21Feb2011, viewed 177 times
- Kagan Sides with Credit Card in Supreme Court Decision; Bad News for Debtors, Bankruptcy Attorneys
Debtors and bankruptcy attorneys alike received some bad new when the courts decided to side with Credit Card companies. Published 19Feb2011, viewed 116 times
- Are Immigrants Allowed to File for Bankruptcy?
Immigrants are allowed to file for bankruptcy but there can still be a lot of questions in regards to the process and what it requires. Read here to find out. Published 13Feb2011, viewed 146 times
- Why Filing Bankruptcy Can Be the Christian Thing to Do
Many Christians initially feel guilty about their decision to seek the protection of bankruptcy—mostly because they feel their creditors deserve to be paid. However, the two concepts of forgiveness are very similar. Published 12Feb2011, viewed 150 times
- How an Unused Credit Card Can Hurt You
It's great to get out of debt, and one way to rebuild credit is by responsibly using credit cards. Once you get out of debt you don't have to stop using your credit cards, and often times you shouldn't. Unused credit cards can actually hurt your credit score. So use them responsibly! Published 10Feb2011, viewed 154 times
- What if Your Spouse Doesn't Want to File for Bankruptcy?
Often times, although bankruptcy is the right decision, a husband may have trouble convincing his wife, or vice versa, that it's the right move. These are some solutions to that problem and some ways to side step it. Published 10Feb2011, viewed 104 times
- Can Filing For Bankruptcy Get Rid of Child Support?
Many people wonder whether or not filing for bankruptcy can get rid of their child support payments. The answer is no, but there are options within bankruptcy to help alleviate the stress large payments can put on you, as well as more consctructive solutions to supporting your child financially. Published 09Feb2011, viewed 193 times
- The Fastest Way to Discharge Your Chapter 7 Bankruptcy
Chapter 7 bankruptcies can be a hassle. When you're dealing with creditors and the courts you just want to put the entire process behind you as fast as possible and get on with your life. Here are a few tips on how to do that. Published 09Feb2011, viewed 186 times
- What You Should Do if Creditors Contact You After Bankruptcy
If you creditors continue to harass you after you have filed for bankruptcy and your debt has been discharged you need to contact your bankruptcy attorney as you may have a law suit on your hands. Published 04Feb2011, viewed 170 times
- What If I Can't Keep Up With My Chapter 13 Payments?
Chapter 13 bankruptcy can be a great tool—it allows you to reorganize your debt and repay your creditors over a period of 3-5 years without the worry of foreclosure or repossession. But what if you start to fall behind on your repayment plan? Published 24Jan2011, viewed 132 times
- How Do You Know Which State to File Bankruptcy In If You Live In the St. Louis Area?
If you live in a major metropolitan area that spans two states, or you live near
the border of two states (for example, St. Louis), how do you know which state
to file bankruptcy in? Especially if you live in one state but live in another? Published 24Jan2011, viewed 128 times
- Do Low Rates of Foreclosure Mean I'm Safe?
Foreclosure rates are at an all-time low! But don't celebrate a "free pass" on foreclosure just yet. Some of the foreclosure freezes are being lifted, which means numbers will go back up. If you were looking at foreclosure before the freeze, what can you do to make sure it doesn't happen once the freeze is lifted? Published 24Jan2011, viewed 139 times
- A Few Ways You Can Derail Your Insruance Claim
There are a lot of different ways you can hurt your potential injury claim. One big one is rushing into settling before you have fully explored all of your options. This is something insurance adjusters want you to do so that they can save money. Learn how to avoid tactics like this. Published 21Jan2011, viewed 135 times
- Expired Evidence: How to Best Preserve Your Claim
When involved in an accident keeping detailed and accurate records is one of the most important things you can do to make sure your case is successful. Published 20Jan2011, viewed 184 times
- 5 Ways to Improve Your Credit Score
Filing for bankruptcy is an intelligent and responsible decision. But it is just the first step in the right direction. To stay out of debt and get your life back in order you need to reestablish your credit. Here are some tips how. Published 10Jan2011, viewed 143 times
- The Top Reasons an Employer May Reject Your Workers' Compensation Claim
Filing a workers' compensation claim can be difficult. A lot of different variables go into putting together a successful claim. Often times if you miss a step or don't take something into consideration your employer may be able to block your claim. These are some reasons why an employer may be able to block your claim. Published 08Jan2011, viewed 225 times
- What if a Bankruptcy Attorney Won't Take My Case?
If you have a bankruptcy case but are worried that it may not be taken by an attorney, these are some helpful insights into reasons a bankruptcy attorney may or may not take a bankruptcy case. Published 03Jan2011, viewed 163 times
- Is Reporting a Fender Bender to Your Insurance Company a Good Idea?
Not all accidents seem like they need to be reported to the police. A fender bender for example is a situation where you may think that filing a police report, and then a claim with your insurance, will only end up costing you unneccessarily. There are, however, a few things to consider before you make your decision. Published 02Jan2011, viewed 189 times
- Tips On Avoiding Drunk and Distracted Drivers
It is never a wise decision to drive intoxicated or distracted, which is why you should always utilize a sober driver. Unfortunately just because you are acting responsibly on the road does not mean you're 100% safe. It is important to know how to spot other intoxicated or distracted drivers so that you can keep a safe distance and remain out of harm's way. Published 02Jan2011, viewed 153 times
- Why You Shouldn't Talk to the Insurance Adjuster
Many people will tell you not to talk to your insurance adjuster. But do you know why? There are a lot of reasons. The main one is that if you say the wrong thing it can end up costing you money. Published 02Jan2011, viewed 147 times
- Stars of "Real Housewives" File for Bankruptcy
Ultra rich Real Housewives stars Sonja Morgan and Teresa Giudice have filed for Chapter 7 and Chapter 11 bankruptcy respectively. Many people may think that because of the amount of wealth these women have that their bankruptcies may be different from the average filing. This however is not completely true. Published 01Jan2011, viewed 147 times
- Tips On Avoiding an Auto Accident This Holiday Season
This holiday season, whether you are taking a trip or staying at home, traffic will be more hazardous than usual. An increase in drivers on the roads, fatigue from long trips, and your unfamiliarity with your destination can all lead to increased accident risk. These are some tips to help you drive safe this holiday season. Published 31Dec2010, viewed 140 times
- Can I be Fired or Demoted if I File a Worker's Compensation Claim?
Afraid of the repercussions that could come with filing a worker's compensation claim while still employed at the workplace in question? There are a lot of rumors about what can and can't happen at work when you file a compensation claim. Make sure you know what you're dealing with if you do file a compensation claim.
Published 31Dec2010, viewed 235 times
- How is "Fault" Determined?
In a car accident, fault is not as black and white as it seems. There are many different factors, both legal and circumstantial that can determine whether or not you are at fault and how much compensation you will have to give or receive. Published 24Dec2010, viewed 183 times
- How the Difference between Auto and Motorcycle Accidents Can Impact Your Claim
Generally motorcycle accidents will cost you more than car accidents. The reason for this is that motorcycles offer far less protection, resulting in more serious injuries in fatalities. These are some reasons why a motorcycle accident can cost you more. Published 21Dec2010, viewed 182 times
- 2 Things to Remember When You Feel Like Rushing to Settle Your Injury Claim
Two important things to remember when thinking about filing an injury claim. Published 21Dec2010, viewed 163 times
- Are There Good Alternatives to Bankruptcy?
Not everyone wants to file bankruptcy, even when they should. It is wise to explore all your options, but you should know what other options entail. Bankruptcy is the only way to LEGALLY lift the weight of debt off your shoulders. Published 21Dec2010, viewed 234 times
- Will it be Difficult to Find a Job After Bankruptcy?
If you are thinking about filing for bankruptcy but are worried it will affect your job hunt, don't be. Although many potential employers now do credit checks if you are honest and upfront with them often times they will be understanding about the responsible decision you made. Published 20Dec2010, viewed 203 times
- What You Should Do Immediately if You're in a Car Accident
Many people don't know what to do when they are in a car accident. It's important to keep your wits about you so that you can record everything that happened. Here is what to do if you are in a car accident. Published 19Dec2010, viewed 167 times
- How Income Change Can Affect Your Chapter 13
Wonder how a change in income can affect your chapter 13 bankruptcy? Both an increase and a decrease can have effects on your Chapter 13. These are some things you need to know. Published 19Dec2010, viewed 231 times
- How to Handle a Dog Attack
Although dog attack injuries are relatively common among personal injury cases, not many people know how to act effectively after a dog attack. These are some helpful tips on how to deal with a dog attack. Published 19Dec2010, viewed 171 times
- How Do You Choose the Right Injury Lawyer?
Hurt and trying to find an injury lawyer? There are some important things to remember when making your choice. Take into account how interested in you personally the attorney is and how knowledgeable they are about personal injury suits. Published 19Dec2010, viewed 207 times
- How Can a Car Accident Affect Your Insurance Rates?
There are many different things that can affect your car insurance rates. Some of them you can control, others you can't. Learn how to avoid making mistakes on parts you can control. Published 18Dec2010, viewed 180 times
- How to Survive the Holidays in Debt: Three Useful Tips from a Bankruptcy Attorney
A few helpful tips from a bankruptcy attorney on what to do if you're worried about your debt this holiday season. Published 18Dec2010, viewed 159 times
- Will Filing Bankruptcy Help with Garnished Wages?
If you want garnished wages back in Illinois, bankruptcy might be the best way to do that. You may be surprised to hear what a bankruptcy lawyer can do to get your garnished money back! Published 12Dec2010, viewed 241 times
- Will Bankruptcy Stop the Repo-Man from Knocking?
What do you do when the repo man comes to your door? Do you know how bankruptcy can help? Published 12Dec2010, viewed 182 times
- What Are Attorney's Fees for Workers' Compensation Attorneys?
How much will your workers compensation case cost? Well, a lot of times it is pretty similar to filing a personal injury case--you only have to pay attorney's fees if you win, but in workers compensation the amount of attorney's fees is capped. Published 12Nov2010, viewed 220 times
- How the Insurance Company Determines Your Injury Claim
You may not know it, but many insurance companies use a computer program called Colossus to figure out how much they are going to offer you for your injury claim. Published 07Nov2010, viewed 163 times
- When Will My Car Accident Injury Case End?
While you may end up with a life long condition because of a car accident injury, your injury court case won't take that long. Published 07Nov2010, viewed 169 times
- How a Small Lie Can Ruin Your Injury Case
A single lie can ruin your entire injury case. Why you should never lie to the insurance adjuster and why you need to talk to an injury lawyer first! Published 06Nov2010, viewed 180 times
- Why You Shouldn't Borrow Money to Prevent Bankruptcy
If you find yourself in a lot of debt, the worst idea would be to take out more loans--even if you think it will prevent a bankruptcy. You actually could be better off getting a fresh start by hiring a bankruptcy attorney. Published 05Nov2010, viewed 213 times
- Should You Believe the Fatal Distracted Driving Statistics?
Distracted driving is beginning to receive national attention as a major problem causing car accidents, but are the distracted driving statistics we have accurate? Published 01Nov2010, viewed 274 times
- If I am Hurt in a Car Accident, Do I Have a Car Accident Injury Case?
Have you been hurt in a car accident and want to know if you have a case? It really depends on your situation, but one of the biggest factors that determines if you have a good car accident injury case is how badly you were hurt. Published 30Oct2010, viewed 303 times
- Can I Keep My Social Security Income If I File Bankruptcy?
A new ruling by a federal appeals court determines that you are able to keep your social security income during your bankruptcy. Published 30Oct2010, viewed 208 times
- 3 Ways to Negotiate Your Car Accident Settlement
If you want to ruin your accident claim, don't read this article. Published 29Oct2010, viewed 194 times
- How to Get Quick Protection from Foreclosure
More people's homes are being foreclosed than ever before, but bankruptcy can get you protection from foreclosure. Published 29Oct2010, viewed 191 times
- What You Need to Know About Paying Attorney's Fees Through the Chapter 13 Payment Plan.
A new court ruling in favor of debtors claims that attorneys cannot file Chapter 13 bankruptcy cases for the sole purpose of collecting attorney's fees. I explain the difference between a Chapter 7 and Chapter 13 bankruptcy and why it matters for you. Published 28Oct2010, viewed 235 times
- Why the Chapter 7 Means Test Can Help You Budget after Bankruptcy
The Chapter 7 means tests is a requirement for filing for bankruptcy--but there are also the IRS national standards. Both of these can help you after you finish your bankruptcy come up with a real, workable budget. Published 24Oct2010, viewed 194 times
- 5 Steps to Take after a Drunk Driving Accident
The 5 things you need to do after a drunk driving car accident to avoid hurting your injury case, written by an injury attorney. Published 23Oct2010, viewed 268 times
- Fatal Car Accident Statistics: Missouri
Car accident statistics give us a lot of information about the risks we take everyday when we get into a car. Published 22Oct2010, viewed 307 times
- What Does a Bankruptcy Cost If I Don’t Hire an Attorney?
A lot of people who are looking at bankruptcy think that they will save money if they file it themselves, or that they don't have the option to hire an attorney. Published 22Oct2010, viewed 50 times
- What is Traumatic Brain Injury?
Traumatic brain injury can result from even minor car crashes, according to car accident statistics. It is a serious medical condition that may require a fight with the insurance company. Will you need an injury attorney? Published 20Oct2010, viewed 234 times
- 3 Bankruptcy Myths Debunked
There are a lot of misconceptions about bankruptcy that everyday people might believe. We debunk three myths about bankruptcy. Published 19Oct2010, viewed 195 times
- Can I Rent After A Chapter 7 Bankruptcy?
I explain why three bankruptcy myths might lead you in the wrong direction and prevent you from getting the second chance you deserve. Published 18Oct2010, viewed 188 times
- How Can A Chapter 12 Bankruptcy Help Save My Family Farm?
Did you know that there is a special provision in the bankruptcy code just for family farmers? It's called a chapter 12 bankruptcy and it has many benefits just for farmers. Published 18Oct2010, viewed 222 times
- What the Banks Don't Tell You About Loan Modifications
There's a big problem with loan modifications: they don't work for many people. As people wait for their loan modification to be approved or denied they get further and further behind on their mortgage payments, leaving them in serious trouble if their application is denied. Published 13Oct2010, viewed 294 times
- What Are the Motorcycle Helmet Laws?
Motorcycle helmet laws are important to know--and a helmet can save your life! Published 13Oct2010, viewed 140 times
- Is Bankruptcy the Only Way Out of Debt?
Should everybody get bankruptcy? CAN everybody get bankruptcy? To answer both: no, and no. But, bankruptcy is the best choice that some people can make--it just depends on your financial situation. Published 13Oct2010, viewed 183 times
- How Much Will a Personal Injury Attorney Cost?
A lot of people want to know how much they will have to pay in attorney's fees for their personal injury case. Well, these fees are usually a percentage of a final settlement, but there are some other factors that go into it. Published 09Oct2010, viewed 51 times
- 10 Tips to Practice Better Bicycle Safety
Bicycles are a great way to exercise and enjoy the environment, but they can also be very dangerous when riding on the road. Here are ten tips to avoid getting hurt in a bicycle accident--and an extra tip on what you should do if you do. Published 08Oct2010, viewed 179 times
- Is the Repo Man "Facebook Stalking" Me!?
Everybody has a Facebook now--including your creditors and repossession agencies. If you are in debt and facing repossession, will the repo man try to find you on Facebook? You bet. Better update those privacy settings, but more importantly, you need to think about what you are going to do when the repo man catches up with you--like talking to a bankruptcy attorney. Published 08Oct2010, viewed 239 times
- Unemployment Rates Continue to Increase - Many Turn to Bankruptcy
After an unexpected and catastrophic event like a job loss, medical emergency, or drastic pay cut, many people can find relief in bankruptcy Published 08Oct2010, viewed 177 times
- Motorcycle Helmets 101
Motorcycles are fun, but they can be deadly. How do you know which helmet to pick? There are full coverage, half coverage, and "shortys". Published 07Oct2010, viewed 199 times
- What You Need to Know About Short Sales and Avoiding Foreclosure
A few problems that borrowers faced with short sales have been changed due to new rules from the government. Short sales can be a good option for people trying to avoid the worst parts of foreclosure. But, there are other options, such as a Chapter 13 bankruptcy, that can offer protection from foreclosure so you can keep your home. Published 07Oct2010, viewed 377 times
- Children Hurt in Car Accidents - How to Prepare for the Risk
September 3rd - September 7th is national child injury prevention week. Did you know that the number one cause of serious child injuries is in a car accident?? Published 07Oct2010, viewed 152 times
- 5 Things to Look Out for To Avoid Becoming a Car Crash Statistic
Here is a list of five way to avoid getting into a car accident because of distracted driving. Published 07Oct2010, viewed 207 times
- Three Reasons to Talk to an Accident Lawyer Right Away!!
Three reasons why it is a good idea to simply talk to an accident lawyer if you are hurt in a car accident. Published 03Oct2010, viewed 166 times
- Will I Be Able to Walk Away from My Home after a Chapter 13 Bankruptcy?
You may be able to walk away from your home if you are in a Chapter 13 bankruptcy. Published 29Sep2010, viewed 282 times
- What You Should Know about Health Care after an Accident without Insurance
If you don't have health insurance and are hurt in a car accident then you will may need a car accident attorney to get you help for your medical bills. Published 25Sep2010, viewed 156 times
- Are Bankruptcy Attorney Costs Fixed?
Bankruptcy attorney fees are largely set by the court. A bankruptcy attorney advertising very low fees may not be the best choice. We tell you why. Published 25Sep2010, viewed 150 times
- United States Supreme Court Upholds Debtors Rights in Chapter 13 Bankruptcy
The US. Supreme Court decides on the side of debtors filing bankruptcy: allows bankruptcy judges more room to determine chapter 13 payments. Published 25Sep2010, viewed 159 times
- Hurt on the Job? Will I Get Paid If I Miss Work?
A lot of people want to know if they are hurt on job, will they get paid for the time they missed at work? We explain the legal situation--you need to know that it actually depends! Published 25Sep2010, viewed 296 times
- Two Ways to Help Your Kids Build Credit
With the passage of a new credit card reform bill, it will be harder for young people to get credit cards and therefore to build their credit. Here are two ways to help your child build their credit and teach financial responsibility at the same time. Published 23Sep2010, viewed 172 times
- Debt Management in a Nutshell
Debt settlement firms make bold promises that they can rarely live up to. More than likely, a bankruptcy would be a better option. Published 23Sep2010, viewed 216 times
- Heidi Montag’s Surgeon Dies in Car Crash Because of Texting
Reality star Heidi Montag's plastic surgeon died in a car crash near his Malibu home because he was texting on his phone. It is important to know if you are injured in a car accident that you are entitled to representation to fight the insurance company for you. Published 23Sep2010, viewed 261 times
- Fatal Car Crash Statistics—Men and Women Behind the Wheel
Who is better at driving: men or women? It is hard to say for sure, but statistics seem to suggest that women are less likely to get into serious car accidents. Regardless who gets into an accident, however, it is important to get a qualified injury attorney to help you get the compensation you need. Published 23Sep2010, viewed 297 times
- What NOT to Do After a Car Accident
Never sign any paperwork that you don't understand. These papers could be used to secure private information to build a case against you. This will prevent your ability to get help paying your medical bills. Published 18Sep2010, viewed 295 times
- New Debt Settlement Rules from the FTC Attempt to Stop Scams
Debt settlement scams are finally being regulated by the government. Instead of debt settlement, a better option for many people is to talk to a bankruptcy attorney. Published 18Sep2010, viewed 179 times
- What Is a Debt Settlement Attorney?
Debt settlement agencies are not what you might think they are. They do not have the same legal authority as a law firm, and you may end up getting scammed. Published 17Sep2010, viewed 203 times
- Can I Get a Job If I Am In Bankruptcy?
A lot of people wonder if a bankruptcy will prevent an employer from hiring them. Here is how bankruptcy works and how it could affect a potential job offer. You may be surprised. Published 17Sep2010, viewed 183 times
- Beyond the Pocketbook—Debt Lowers Quality of Life
A High amount of debt isn't just bad for your wallet, its bad for your health according to a recent study and a doctor. If you are facing massive amounts of debt you might want to look into more information on both Chapter 7 and Chapter 13 bankruptcy. Published 16Sep2010, viewed 206 times
- How Safe Is Your Car?
Consumer Reports rates the safest vehicles on the market, which one is yours? If your car isn't on the list, you might need to be concerned about the damage a defective vehicle can do if you are hurt in a car accident. Published 15Sep2010, viewed 183 times
- How to Fight Texting While Driving
Texting while driving is a serious problem that needlessly takes lives and injures other innocent drivers. Published 11Sep2010, viewed 164 times
- Three Ways to Spot a Great Injury Attorney
Finding an attorney to represent your injury case can be very difficult, but I have provided three easy steps to make sure that the person you pick is the best. Published 10Sep2010, viewed 163 times
- Update On the State of Loan Modifications
Are loan modifications working? Is a loan modification right for you? Many people are finding that they have been denied from a loan modification and feel like they have nowhere to turn and will lose their home. However, a Chapter 13 bankruptcy might be the right choice to save your home. Published 08Sep2010, viewed 155 times
- 3 Things You Should Avoid If You Are in Financial Trouble
Three easy tips for people who feel they have a large debt burden. Don't pay just your minimum. Don't rely on friends and family. Don't use a debt settlement firm. In the end, consider the benefits of bankruptcy. Published 04Sep2010, viewed 218 times
- Will Debt Give My Child Diabetes?
A recent news story talks about the struggles that many families have to face with a low income or a lot of debt causing many children to be unhealthy. However, a Chapter 7 bankruptcy might help ease the debt burden and open up cash for food. Published 03Sep2010, viewed 175 times
- After Foreclosure, What's Next?
Although many think that foreclosure will solve their problems, they might find their self in even more debt than they imagined. This article outlines the problems that borrowers face on deficiencies, and how Chapter 7 Bankruptcy can work to get you credit card debt help. Published 02Sep2010, viewed 178 times
- Beginning Bankruptcy: First Steps
How do you know if you need to file bankruptcy? What should you do? Where do you find the best lawyer? This article outlines the first steps you need to take. Published 02Aug2010, viewed 185 times
- How Do I Know that Bankruptcy Will Help Me?
If you are wondering if bankruptcy can help you, you aren't alone. But as a bankruptcy attorney who has also filed, I understand what you are going through. After my experience, I was determined to be the best bankruptcy lawyer I could be--and help people just like me. Published 28Aug2010, viewed 161 times
- New Survey Shows Filing Bankruptcy On Your Own Could Be a Detriment!
You hear many attorneys say how dangerous it is to file bankruptcy by yourself--but now, it seems that judges have joined in. A new survey reveals some surprising statistics that are causing to judges to warn, "Don't file by yourself!" Published 28Aug2010, viewed 210 times
- Why You Can STOP Hiding from the Repo Man
Hiding from the repo man can really be a desperate situation. However, there may be a solution to repossession that could help you avoid losing your car and help you get back on track with the rest of your debt... Published 28Aug2010, viewed 194 times
- Can I Get Rid of Deficiency by Filing for Chapter 7 Bankruptcy?
If your home is sold at auction in foreclosure, you may think you are finally free of your mortgage debt. Unfortunately, you may still owe your mortgage lender... Published 27Aug2010, viewed 176 times
- Are There Consequences for Not Paying My Credit Card Bills?
Simply not paying your credit card bills can land you in a world of trouble. However, there may be a solution to credit card debt that you haven't thought of... Published 27Aug2010, viewed 209 times
- Can a Bank Get Around an Automatic Stay in a Chapter 13 Bankruptcy?
You may think that your creditors have all the power, but when you file a Chapter 13 with a great bankruptcy attorney, the tables turn. Your creditors now must obey the automatic stay. Published 20Aug2010, viewed 227 times
- Is It Possible to Keep Your Car in a Chapter 7?
If you want to keep your car in a Chapter 7, there are two ways you may be able to do so. But first, you must reevaluate your commitment to your car. Is keeping your car the best thing for you? Published 19Aug2010, viewed 170 times
- A How to Guide on Filing Bankruptcy
When filing bankruptcy in Missouri or Illinois, you can take two approaches. Filing bankruptcy by yourself, however, may not be the easiest or cheapest option. Published 19Aug2010, viewed 247 times
- Can Bankruptcy Be the Solution to My Child Support Debt?
Child support debt may not be able to be discharged in a Chapter 7 bankruptcy--but Chapter 13 can still help you get your child support debt paid in full, get the garnishment off your check, and let you move on with your life! Published 18Aug2010, viewed 166 times
- Can You Get the Price of a Bankruptcy over the Phone?
If a bankruptcy attorney is willing to tell you a price on bankruptcy over the phone, you definitely want to be careful. Not only is it unethical--but it may be inaccurate. Published 12Aug2010, viewed 177 times
- I Want to Know about the Basics of Bankruptcy
Finding accurate and reliable information about bankruptcy is near impossible these days. However, there are some basics you need to know before you can hope to decipher bankruptcy fact from fiction. Published 06Aug2010, viewed 197 times
- 3 Facts about Hiring a Cheap Bankruptcy Attorney You Need to Know
Hiring a cheap bankruptcy attorney may seem like a good idea but shopping on price for your financial future could put you and your family at risk. Published 05Aug2010, viewed 188 times
- Should I File Bankruptcy in Missouri or Illinois if I'm in the St. Louis Metro Area?
If you live in the St. Louis metro area, you may be confused as to whether you can file in Missouri or Illinois. There are steadfast rules for which state to file in--but would it better to file in one state as opposed to the other? Published 05Aug2010, viewed 194 times
- True or False: Getting a Job after Bankruptcy Is Impossible
Getting a job after filing bankruptcy isn't quite as hard as it seems. In fact, filing bankruptcy might do some positive things for your life that will improve your chances of getting a job. Published 29Jul2010, viewed 216 times
- How Long Will Bankruptcy Ruin My Credit Score?
The effects that bankruptcy will have on your credit may be more positive than you think, regardless of how long it is reflected on your history. Published 28Jul2010, viewed 236 times
- Should I File Bankruptcy Without My Spouse?
Filing bankruptcy without your spouse is not only possible but may even be a good idea in some scenarios. But, always make sure of the consequences before you decide to file your separate ways... Published 24Jul2010, viewed 209 times
- Can Creditors Bother Me After My Bankruptcy?
One of the best parts of filing bankruptcy is freedom from creditor calls. It is no wonder that you would be alarmed that they continued to call after your bankruptcy. But can they do that? Published 23Jul2010, viewed 370 times
- How Long Must I Wait to Get My Chapter 7 Discharge?
You must be wondering what the time line looks life for Chapter 7 after suffering in debt for so long. The process is relatively short but some of the benefits can happen immediately... Published 21Jul2010, viewed 243 times
- How Much Debt Must You Be in to File Bankruptcy?
We'd like to think that there is an easy way to know when to file, like being a certain amount behind on your bills or being in default for a certain amount of time. While there aren't any specific points that signal you its time for bankruptcy, there are some warning signs that you should at least get more information. Published 17Jul2010, viewed 242 times
- What Can I Do about a Wage Garnishment after Repossession?
Contrary to popular belief, "walking away" from your car is not as simple as it seems. In fact, you could be left with a deficiency balance and a subsequent wage garnishment. However, there may be something you can do about it... Published 14Jul2010, viewed 433 times
- 3 Things You MUST Know before Getting Rid of Your Bankruptcy Attorney
Getting rid of your bankruptcy attorney isn't an easy thing. Before you fire an attorney, you may want to think of all of the repercussions it could have for you and your case. You may be putting your discharge at risk... Published 14Jul2010, viewed 141 times
- Is It Dangerous to Get into Debt after Your Bankruptcy?
Once you've gotten your fresh start, it may be easy to get right back into debt. But is that a good idea? There are some things you may want to think about before jumping back into debt in your life after bankruptcy. Published 09Jul2010, viewed 170 times
- What Do I Need to Know about Filing Bankruptcy Again?
Though filing again may be necessary, it isn't easy. Plus, you may want to think about the situation you would have to be in to file again. Do you want to put you and your family through that again? Published 08Jul2010, viewed 246 times
- How Do Your Lifestyle and Bankruptcy Relate?
Most know that bankruptcy is related to your lifestyle before you file but did you know that it is just as related to your lifestyle after you file? Well, that is if you don't want to have to file again... Published 07Jul2010, viewed 157 times
- If I Decide to File a Chapter 7, Can I Still Keep My Home?
You may be wondering what property you can keep in a Chapter 7. While it is possible to keep your home in a Chapter 7, is that really the best option for you and your family? Published 03Jul2010, viewed 353 times
- Personal Injury Attorney Caught Stealing from Clients. What Can You Learn?
A St. Louis personal injury attorney was discovered to have been stealing from his clients. What can we learn from this situation to make sure it doesn't happen to us? Published 02Jul2010, viewed 290 times
- Can You Get Credit Again after Bankruptcy?
Many people believe that bankruptcy will ruin your credit forever. But bankruptcy, while it does appear on your credit report, may be the fresh start you need to build a better credit score. So, what can you do improve your score after bankruptcy? Published 01Jul2010, viewed 175 times
- Where Can I Look for Chapter 7 Rules, Regulations, and Information?
There is a lot of misguided information out there about Chapter 7 bankruptcy. There are, however, a few ways to weed out the bad information and find good, reliable knowledge on Chapter 7 bankruptcy. Published 26Jun2010, viewed 167 times
- How Hard is It to File Bankruptcy?
Filing bankruptcy can be hard, depending on the path you choose. If you want to file by yourself or choose an inexperienced St. Louis bankruptcy attorney, you may be making it harder on yourself than you had planned. Published 25Jun2010, viewed 175 times
- Do I Have to Report an Increase in Income to the Bankruptcy Trustee?
Following the Chapter 13 rules in your life after bankruptcy is essential to living the life you always wanted. So, what rules regarding your income do you have to follow? Published 25Jun2010, viewed 351 times
- What are the Illinois Repossession Laws?
Illinois repossession laws are hard to fight--the lender doesn't have to warn you before taking your car. But there are some rules that must be followed for a legal repossession. Published 24Jun2010, viewed 422 times
- What Should You Ask Your Bankruptcy Lawyer before Hiring?
It is hard to know what to expect from the best St. Louis bankruptcy lawyer. There are, however, two specific questions that every client should ask before they make their final decision on an attorney. Published 24Jun2010, viewed 261 times
- The 5 Budget Rules to Know for Your Life after Bankruptcy
In your life after bankruptcy, it is essential that you make a sincere effort to avoid getting back into debt. So, what are the big budgetary rules to follow? Published 23Jun2010, viewed 209 times
- What Rules Must Collectors Follow Under the Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act puts forth a set of rules that collectors must obey--or that they are supposed to obey.Unfortunately, they don't always follow the rules. You may, however, have another way to stop those harassing creditor calls... Published 20Jun2010, viewed 169 times
- Is There a Certain Time that Creditors Will Start Garnishing My Wages?
There is no specific time period or amount of debt that is required for a creditor to garnish your wages. There is, however, a way to stop a wage garnishment and get back on your feet. Published 16Jun2010, viewed 292 times
- Will FIling Bankruptcy Be the End of the World for Me and My Family?
When you are in debt, every part of your life is affected. You may be staying in debt because you think finding a solution, like bankruptcy, is the end of the world. After filing bankruptcy myself, I discovered this to be untrue... Published 10Jun2010, viewed 280 times
- What If You Want to File Illinois Bankruptcy by Yourself?
Filing bankruptcy by yourself in Illinois isn't something to be taken lightly. You will face many hurdles and difficulties. But what happens if you make just one tiny mistake? Published 09Jun2010, viewed 161 times
- What Are the Illinois and Missouri Bankruptcy Questions?
The questions you are asked during an illinois or missouri bankruptcy are designed to get a full picture of your financial situation. Why are they so important to answer? Published 05Jun2010, viewed 240 times
- Can You Do Anything about Your Creditors Harassing You and Your Family?
Many families in Missouri and Illinois put up with the harassment of their creditors--and now there is a movement that says you don't have to. But will suing your creditors get rid of your debt? Published 04Jun2010, viewed 238 times
- The Number of People Who Filed Bankruptcy in 2009 and Predictions for 2010
The number of bankruptcy filings in 2009 has a few clear reasons for being so high. But will those same reasons effect the number of bankruptcy filings predicted for 2010? Published 02Jun2010, viewed 210 times
- Can I Just Walk Away from My Home in Foreclosure in Missouri or Illinois?
Walking away from your home when it is in foreclosure isn't as simple as it sounds. There are some consequences of a foreclosure that you may need to know before you decide to give up your home. Published 29May2010, viewed 584 times
- Where Should I Look for an Attorney with Mortgage Experience?
Finding an attorney with mortgage experience isn't the easiest search. While there is no specific mortgage attorney, there are attorneys that may be able to help you, depending on your situation. Published 28May2010, viewed 165 times
- Making Chapter 13 Plan Payments in Missouri and Illinois
Making your chapter 13 plan payment is an essential part of having a successful Chapter 13 case. But how is the amount of your payment determined? What happens if you don't make your payment? Published 27May2010, viewed 212 times
- Can I Still be Successful Even After Filing Bankruptcy?
Having success in your life after bankruptcy isn't as hard as you may think. You see, bankruptcy is really a beginning, not an end. Look at these famous examples of people who bounced back from bankruptcy and be inspired to do the same! Published 26May2010, viewed 189 times
- Are There Rules to Follow in Life after Chapter 13 Bankruptcy?
The Chapter 13 rules in Missouri and Illinois are dedicated to helping you be debt free and stay that way, even after your bankruptcy is over. So, what can you do in your life after bankruptcy? Published 22May2010, viewed 288 times
- Why Did the Government Create Bankruptcy Laws in America?
The creation of the first bankruptcy laws in the United States started with the adoption of the US Constitution. What began as a tool for creditors, became a resource for hard-working American families in debt. Published 21May2010, viewed 267 times
- What Chapter 13 Rules Must I Follow for my Confirmation Hearing in Missouri and Illinois?
The Chapter 13 rules in Missouri and Illinois can get a little hectic if you don't have a St Louis missouri bankruptcy attorney by your side. The confirmation hearing, for example, has some strict rules to follow in order to get your fresh start. Published 20May2010, viewed 271 times
- How Can I Start Saving Money in My Life after Missouri or Illinois Bankruptcy?
In order to make your life after bankruptcy the best it can be, you must make sure that you don't get right back into debt. The best way to do that is with a budget--but how can you decide what to start cutting out of your expenses? Published 14May2010, viewed 198 times
- Payday Loans Up for Debate in Missouri. Should You Stay Away Too?
Payday loans shouldn't be an option for anyone in a bind. Now, even the Missouri congress is telling you how much trouble they are by creating a bill that limits interest rates and terms of repayment. Published 14May2010, viewed 221 times
- How Can You Make the Right Chapter 13 Payment Plan in Missouri and Illinois?
One of the most essential parts of your Missouri and Illinois Chapter 13 case is making a successful Chapter 13 payment plan. But how can you make sure your plan is confirmed? A great St Louis bankruptcy attorney can help you with that complicated task. Published 12May2010, viewed 182 times
- Do I Have to Go to Court for a Missouri or Illinois Chapter 13 Bankruptcy?
You may be scared that you have to go to court for a Missouri or Illinois Chapter 13. While you do have a meeting to attend for your bankruptcy case, the process isn't nearly as scary as it sounds when you are accompanied by a St. Louis bankruptcy attorney. Published 08May2010, viewed 196 times
- Is Reopening My Missouri or Illinois Bankruptcy Case Possible?
If your bankruptcy case needs to be reopened in Missouri or Illinois, you may see great benefit in working with an experienced and qualified St Louis attorney.While it is possible to handle a bankruptcy on your own, you may find that it costs you more time and money than if you had hired an attorney. Published 06May2010, viewed 173 times
- How Can a Chapter 13 in Missouri or Illinois Help with My Resident Foreclosure in St. Louis?
If you are facing foreclosure, you are probably wondering how to protect your family from losing the home they've built so many memories in. How can bankruptcy be the answer to your prayers for protection from foreclosure? Published 06May2010, viewed 178 times
- What Do I Need to Know about Filing Chapter 13 Documents in Missouri and Illinois?
You may be wondering what the document filing process is like for a Missouri or Illinois Chapter 13, especially if you are filing by yourself. While the process isn't as complicated for an experienced bankruptcy attorney, it is one of the easiest points to get your case dismissed. Published 05May2010, viewed 223 times
- Missouri and Illinois Chapter 13 Rules: How Does Credit Counseling Work?
Credit counseling is just one of the many eligibility requirements you must meet in order to file Missouri or Illinois Chapter 13 bankruptcy. It involves learning more about bankruptcy and your other alternatives. But what happens if you don't take it? Published 01May2010, viewed 195 times
- Am I Eligible to File Bankruptcy According to the Chapter 13 Rules in Missouri or Illinois?
While there are many benefits to filing Chapter 13 bankruptcy in Missouri and Illinois, you must play the game to get them. To play the game, you must follow the Chapter 13 rules. Do you meet the eligibilty requirements to file? Published 30Apr2010, viewed 173 times
- Is Missouri and Illinois Bankruptcy Really Causing Couples to Divorce?
Is bankruptcy causing divorce? Perhaps, it isn't bankruptcy that is the cause of marital problems but debt itself. You may even be surprised to learn that bankruptcy can have a positive effect on your marriage. Published 29Apr2010, viewed 202 times
- Will I Lose My Tax Refund if I'm Filing Bankruptcy in Missouri or Illinois?
Has keeping your tax refund been a deciding factor in whether or not you want to file Missouri or Illinois bankruptcy? Here are a few facts that you may need to know before you forego protection from foreclosure, credit card debt help, and relief from your creditors. Published 28Apr2010, viewed 400 times
- What Do You Need to Know about a Free Consultation with a St. Louis Bankruptcy Attorney?
A free consultation is a great thing that most St Louis bankruptcy attorneys offer--but what if that is all they offer? How do you choose which attorney is best for your case? Published 28Apr2010, viewed 164 times
- Your Bankruptcy FAQ: How Hard Is It to File Missouri or Illinois Bankruptcy?
While Filing Missouri or Illinois bankruptcy seems like a difficult process, it can actually be as easy as you want it to be. So, what choice can you make when filing bankruptcy to make the process easier for you and your family? Published 23Apr2010, viewed 208 times
- What Happens to my House, Car and Other Property in Bankruptcy?
In a Missouri or Illinois Chapter 7 bankruptcy, a bankruptcy attorney in St. Louis will help you fight to keep your property if that is in your best interest. There are three ways to treat your property in a bankruptcy: reaffirm, redeeem, or surrender. So, which is the best choice? Published 22Apr2010, viewed 392 times
- Missouri and Illinois Bankruptcy Glossary: Fresh Start & Discharge
Sometimes the terms used in Missouri or Illinois bankruptcy cases can be confusing. Two terms you should definitely know about are "fresh start" and "discharge." So what do these terms mean for you and your debt? Published 22Apr2010, viewed 190 times
- What Kinds of Debts Are Dischargeable or Non-Dischargeable in a Missouri or Illinois Bankruptcy?
Understanding the terms and processes involved in Missouri or Illinois bankruptcy isn't the easiest thing. Perhaps two of the most important terms to know, however, are dischargeable and non-dischargeable debts. What's the difference and how will it affect your Missouri or Illinois bankruptcy case? Published 16Apr2010, viewed 233 times
- What is the Foreclosure Process Like in Illinois?
The process of foreclosure in Illinois is different from Missouri because it involves a judgment from the court. Though it can be a bit more complicated and scary, the way to get protection from foreclosure remains the same on both sides of the river. But remember, a St. Louis law firm must know these differences. Published 15Apr2010, viewed 298 times
- Finding the Best Deal on Bankruptcy Involves More than Numbers in Missouri and Illinois
The best deal on bankruptcy doesn't necessarily have anything to do with the price since bankruptcy fees don't vary much between attorneys. There are, however, some other points you'll want to look for to make sure you are getting your money's worth. Published 14Apr2010, viewed 216 times
- Chapter 13 vs. Loan Modification: Securing Your Protection from Foreclosure
In the debate between loan modification and Chapter 13 bankruptcy, one of these options emerges as the clear winner. But, why? Is one of these really better than the other for protection from foreclosure? Published 11Apr2010, viewed 227 times
- What Will Your Taxes Tell You About Your Financial Health this Year?
A tax refund may be making you feel like you are in the clear with your debt--but will it really be the permanent solution to your debt? Your tax refund may do more harm than good... Published 11Apr2010, viewed 212 times
- Will Our Children Be the Next Ones to Ask for Credit Card Debt Help in Missouri or Illinois?
Credit card companies are now targeting our children, as evidenced by the two credit card offers my two underage children just got in the mail. Will our children need a solution to credit card debt before they even hit college? Published 08Apr2010, viewed 220 times
- Is a Debt Settlement Office in St. Louis the Best Way to Get Credit Card Debt Help?
Debt settlement offices in St. Louis often try to make you think they have the ultimate solution to your credit card debt. While you know they are willing to settle your debt for pennies on the dollar, do you know the long list of things they aren't able to do for you? Published 07Apr2010, viewed 193 times
- Do You Have the Power to Stop Your Missouri or Illinois Wage Garnishment
Wage garnishments are unpleasant and often a leading cause in Missouri and Illinois families getting into debt. But, did you know that the power to stop a wage garnishment can be in your hands? Published 03Apr2010, viewed 266 times
- Could Debt Stress Syndrome Be the Next Thing to Sweep Missouri and Illinois?
Debt stress syndome is becoming a serious problem for people in Missouri and Illinois. The stress of needing protection from foreclosure, credit card debt help, and relief from harassing creditors is too much for many to handle. You may, however, be surprised to find out the cure for it... Published 02Apr2010, viewed 236 times
- Is Your Debt Taking Its Toll on Your Family in Missouri or Illinois?
Instead of asking what bankruptcy could be doing to your family, why don't you ask what debt is already doing to your family? The consequences of debt are severe and confusing for children and spouses. What action are you prepared to take against your debt? Published 01Apr2010, viewed 191 times
- We The People Files Chapter 11, Teaches Us a Lesson on Filing Bankruptcy on Your Own
Local document preparers We The People filed for Chapter 11 bankruptcy--and have thusly proved an important point about taking care of legal matters like bankruptcy yourself. There may be some things you haven't thought of when debating whether to call a Missouri or Illinois bankruptcy lawyer or just do it yourself. Published 31Mar2010, viewed 310 times
- What Will Bankruptcy Mean for My Insurance Premiums in Missouri and Illinois?
If you're wondering if your insurance premiums will go up because of a Missouri or Illinois bankruptcy filing, you aren't alone. But, are you really asking the right question? A Missouri or Illinois bankruptcy lawyer might tell you differently. Published 28Mar2010, viewed 202 times
- How Will the New Credit Card Laws Affect Students and Statements in Missouri and Illinois?
The Credit CARD Act of 2009 put forth new credit card laws that could change the face of credit card debt in America. Rules governing marketing to students and changes on credit card statememnts are among the most substantial changes. Published 27Mar2010, viewed 155 times
- What Does the US Fidelis Bankruptcy Mean for Workers in Wentzville, Missouri?
The US Fidelis bankruptcy really hit the workforce of Wentzville, Missouri hard. Fortunately, there is a way that the workers can bounce back and get out of the debt they may have accumulated in between jobs. Published 26Mar2010, viewed 262 times
- National Foreclosure Rates for 2010 Not Looking Good; What Will Missouri and Illinois Homeowners Do?
The national foreclosure rates in 2010 are predicting that more families will need protection from foreclosure. So, what are your options when you are in mortgage debt in Missouri and Illinois? Published 26Mar2010, viewed 452 times
- How Long Must You Wait to Re-file a Missouri or Illinois Chapter 7?
Re-filing a Missouri or Illinois Chapter 7 is a position that I hope few are in--but, if it is necessary, it is possible after a certain amount of time. There are, however, a few tips on making your bankruptcy experience even better the second time around. Published 20Mar2010, viewed 255 times
- Explaining Bankruptcy to Your Employer May Not Be as Hard as You Think!
Getting a job after bankruptcy is usually on the top of the list of things to do! But, are there precautions you need to take? Explaining your bankruptcy to a current or potential employer may not be the pain you think it will be. Published 19Mar2010, viewed 283 times
- Missouri and Illinois Bankruptcy, Future Employment, and Beyond!
Finding and getting a job after bankruptcy is probably the top priority on your list after you've gotten your fresh start. But will it be hard? Are there specific tips that can help you find a better job, faster? Published 18Mar2010, viewed 206 times
- Can You Get Rid of a Home Equity Line in Missouri or Illinois Chapter 7 Bankruptcy?
All this talk of loan modifications may have you wondering if you can discharge a home equity line in your Missouri or Illinois Chapter 7 bankruptcy. But, there may be a better option for taking care of the debt tied to your home. Published 17Mar2010, viewed 220 times
- What's the best strategy for filing Missouri or Illinois Chapter 7 bankruptcy?
The hardest decision is already over--you've decided to file Chapter 7 bankruptcy in Missouri or Illinois. But, now that you've got your game face on, what is the best strategy for filing Missouri or Illinois Chapter 7? Published 15Mar2010, viewed 727 times
- Tax Time Approaches; Do You Need to Get Rid of Back Taxes in Missouri and Illinois too?
Tax season often leaves us with more debt and less hope. Back taxes continue to plague our every day lives--and it isn't easy to be happy with Uncle Sam breathing down your neck. But, there could be a way to get rid of back taxes that perhaps you don't know yet... Published 13Mar2010, viewed 220 times
- Where Can I Find a St. Louis Repo Lawyer--And What Can He Do for Me?
If the repo man is after your car, you might be wondering "Isn't there someone that can help me with this?" And there is someone--a bankruptcy attorney in your area can stop your repossession and more! Published 12Mar2010, viewed 272 times
- Will the New Credit Card Laws Really Curb the Need for Credit Card Debt Help in Missouri?
The new credit card laws of 2009 will go into effect at the end of February--but are they enough to truly help the millions suffering under credit card debt? It may be time to look at other solutions. Published 23Feb2010, viewed 241 times
- Is it Harder to Get a Car Loan with a Foreclosure on Your Credit?
It may be harder to secure a car loan with a foreclosure on your credit report--but what is a better option? Missouri or Illinois bankruptcy may provide more than just protection from foreclosure. Published 23Feb2010, viewed 330 times
- Will You Lose Everything You Own by Filing a Missouri or Illinois Chapter 7 Bankruptcy?
It is natural to wonder whether you will lose your house, car, or other property in a bankruptcy. You may be surprised to find out how much you can keep--and how much a St. Louis Missouri or Fairview Heights Illinois bankruptcy attorney can help you do it. Published 17Feb2010, viewed 436 times
- Will a Change in Loan Modifications Give Protection from Foreclosure in Missouri and Illinois?
Will Obama's loan modification see change in 2010? The current policy has only helped 750,000 homeowners--less than a quarter of its goal. It seems that some will have to look to other options instead of modification--but what can truly provide protection from foreclosure? Published 15Feb2010, viewed 280 times
- How Does Chapter 7 Bankruptcy Deal with Small Business Debt in Missouri and Illinois?
Debt tears at the hearts of small businesses throughout Missouri and Illinois. Luckily, Chapter 7 bankruptcy can help some small business owners get a handle on their debt and move forward with their lives. Want to keep your small business in a bankruptcy? You still have options... Published 10Feb2010, viewed 653 times
- The 3 Best Kept Secrets to Coming Back after Missouri and Illinois Bankruptcy
How can you come back from Missouri and Illinois bankruptcy the right way? There are some tips and tricks to follow that will help you have a successful financial future--and help you keep your post-bankruptcy life easy and stress-free. Published 09Feb2010, viewed 221 times
- 3 Secrets to Having the Best Bankruptcy Experience in Missouri and Illinois
Having a bad bankruptcy experience in Missouri and Illinois can be a terrible thing--leaving you unsettled and uncomfortable. But, there are some secrets to having a great bankruptcy experience by first finding a great bankruptcy lawyer. So, what should you be looking for in your Missouri or Illinois bankruptcy lawyer? Published 08Feb2010, viewed 223 times
- The Illinois Chapter 7 Means Test: Is It Really That Different from Missouri?
Many folks in the St. Louis area who are thinking about filing Chapter 7 may be wondering, "Is there a difference between a Missouri and Illinois Chapter 7 bankruptcy?" Fortunately, the Illinois Chapter 7 means test is the biggest difference--and even that can be navigated by an experienced and qualified Illinois bankruptcy attorney. Published 05Feb2010, viewed 353 times
- Foreclosure Rates for 2010 in Missouri and Illinois May Not Be Looking Any Better
The dismal foreclosure rate for 2009 wasn't shocking to most--with joblessness and the housing market hitting record lows. Unfortunately, the foreclosure rate for 2010 isn't looking much better. But, is there somewhere you can go for protection from foreclosure? Published 03Feb2010, viewed 209 times
- What Will Filing Bankruptcy in Missouri or Illinios Do for Your Marriage--Or Your Divorce?
If debt is ruining your marriage in Missouri and Illinois, it may be time to look at options to relieve the stress--like Chapter 7 or Chapter 13 bankruptcy. Getting a break from the harrassing creditor calls, impending foreclosures, and possible repossession may do wonders for your marriage. But, did you know that it could also ease your divorce? Published 02Feb2010, viewed 285 times
- Is Missouri or Illinois Chapter 7 Bankruptcy Right for You?
How do you know if you should file chapter 7 bankruptcy? While everyone's situation is different, there are some characteristics that remain the same for everyone filing chapter 7 bankruptcy--and may just be what you need to hear to decide that Chapter 7 bankruptcy in Missouri or Illinois is right for you. Published 01Feb2010, viewed 347 times
- Is a Creditors' Meeting as Scary as It Sounds during Chapter 7 Bankruptcy in Missouri and Illinois?
If you are thinking "Should i file bankruptcy?" you may be wondering what the creditors meeting really is. Do you have to sit in a room and be interrogated by your creditors? This picture is rarely a reality. In fact, creditors usually don't even show up to the meeting. Why? Published 26Jan2010, viewed 332 times
- Famous People and Companies in the (Bankruptcy) News for 2009
Who else has suffered through overwhelming amounts of debt and been left needing protection from foreclosure, a solution to credit card debt, and a hiding place from the repo man? You may be surprised to see the celebrity names in the news this year for bankruptcy—and even more surprised to hear about the big companies who also needed to wipe their slate clean with bankruptcy. Published 26Jan2010, viewed 465 times
- Can You Open a Checking or Savings Account after Missouri or Illinois Bankruptcy?
Opening up a checking or savings account after Missouri or Illinois bankruptcy is a great first step to rebuilding credit and getting back on track with your finances. There are, however, some important tips that any St. Louis Missouri or Fairview Heights bankruptcy attorney will offer you to help you choose the right bank and the right account. Published 21Jan2010, viewed 324 times
- Could Unplanned Medical Bills Lead You to Chapter 7 or Chapter 13 Bankruptcy in Missouri?
Unplanned medical bills can be devastating to a family's financial situation. Luckily, chapter 7 and chapter 13 bankruptcy in Missouri and Illinois can help families take care of their medical bills and get them back on their feet after an emergency. Published 20Jan2010, viewed 261 times
- Is Your Temporary Protection from Foreclosure Over in Missouri and Illinois?
After record high foreclosure rates in St. Louis and around the country for 2009, the predictions for 2010 aren't looking much better. A temporary suspension on foreclosures from a few lenders stopped some from having to face the facts in '09 but those folks will need to look for protection from foreclosure in 2010. So, where can you find a solution to foreclosure in Missouri and Illinois? Published 19Jan2010, viewed 224 times
- Was Shakira's Inspiration for Success Rooted in a Family Bankruptcy?
Shakira is known to the entire world as a wildly successful pop star with a long resume but she is also a philanthropist. She has started a charity foundation on her own as well as served as a UNICEF Goodwill Ambassador. And what does she attribute as the inspiration for her success? In a recent interview with CNN, she named her family bankruptcy as substantial inspiration for her success. Published 18Jan2010, viewed 250 times
- Are There Famous People Who Have Declared Bankruptcy?
Many people who are debating filing Chapter 7 or Chapter 13 bankruptcy in Missouri or Illinois wonder who else was in their position. Little do most of those folks know, there are many famous people who have declared bankruptcy and went on to become great successes. Published 07Jan2010, viewed 478 times
- Do You Have to Payback a Foreclosure in Missouri and Illinois?
If you are thinking of letting your home go to foreclosure like so many other citizens of Missouri and Illinois, you may want to think twice. You will not necessarily be free and clear of the debt once your home is sold at auction--and your creditors may continue to take action to get you to pay the remaining balance. An experienced Missouri or Illinois bankruptcy lawyer may be able to help you find protection from foreclosure. Published 05Jan2010, viewed 166 times
- The 4 Must Know Bankruptcy FAQs
What are the most frequently asked questions about Chapter 7 and Chapter 13 bankruptcy in Missouri and Illinois? In this article, I've detailed the four most common questions I've gotten in my more than 15 years working as a Missouri and Illinois bankruptcy attorney. Published 05Jan2010, viewed 301 times
- Getting a Job after Chapter 7 or Chapter 13 Bankruptcy
Getting a job after chapter 7 or chapter 13 bankruptcy in Missouri and Illinois really isn't as difficult as you may think. In fact, there are a few tips and secrets that you should know that will help you through an interview and get that job that you want. Published 05Jan2010, viewed 1087 times
- After Holidays Bankruptcy May Not be The Credit Card Debt Fix You Were Hoping For in Missouri
If you are thinking that Chapter 7 bankruptcy in Missouri and Illinois might be the solution to your Christmas credit card debt, you may want to think twice. Racking up a bunch of bills with no intention to pay could cause your creditors to be suspicious--and lead to an accusation of fraud. It is best to consult an experienced St. Louis Missouri and Illinois Bankruptcy attorney. Published 01Jan2010, viewed 212 times
- Could Chapter 13 Bankruptcy Have Saved Nicolas Cage's Homes from Foreclosure?
Nicholas Cage's homes were sold at auction after failure to pay back taxes left his two New Orleans homes in foreclosure. Could his situation have been prevented? An experienced bankruptcy attorney could tell you the answer to that is yes. Chapter 13 bankrutpcy can actually stop a foreclosure dead in its tracks--and may have stopped Cage's homes from being gone in sixty seconds. Published 01Jan2010, viewed 368 times
- Will Be Filing Bankruptcy By Yourself in Missouri or Illinois Really Be Cheaper and Easier?
Filing bankruptcy by yourself may not save you as much time or money as you think. Often, the long chapter 7 or chapter 13 forms along with the complicated process cause people to make mistakes that ruin their case and leave them without any relief. Often, you'll find that hiring an experienced Missouri or Illinois bankruptcy attorney is a much safer bet. Published 22Dec2009, viewed 247 times
- Stop Harassing Creditor Calls in Missouri and Illinois
If you are suffering under overwhelming amounts of debt in Missouri or Illinois, you are probably being harassed by creditors day and night. Luckily, a missouri or illinois bankruptcy attorney might just provide you the help you need to stop them from calling. So, how soon can you get those creditors to leave you alone? Published 22Dec2009, viewed 268 times
- How Can You Stop a Wage Garnishment in Missouri and Illinois?
How can you stop a wage garnishment in Missouri and Illinois? Well, knowing the laws on wage garnishments is the first step. The next step is to look at options that offer legal protection from your creditors. Chapter 7 and Chapter 13 bankruptcy can actually stop a wage garnishment and get the relief from your debt that you need to get back on your feet. Published 24Dec2009, viewed 1290 times
- How Do You Know If You're in Financial Trouble?
It is hard to know what your next move should be when you are suffering under crushing amounts of debt. It is helpful to know, however, when you are in financial trouble. Here are some questions to ask yourself to find out if you may need to start looking at options for relief. Published 21Dec2009, viewed 199 times
- How Much Does a Bankruptcy Cost in Missouri and Illinois?
The price of a bankruptcy can vary from case to case and state to state but there are a few things that remain the same. If you are shopping on price, you won't want to make a decision without thinking about these important truths about the price of bankruptcy. Published 21Dec2009, viewed 472 times
- What Are Bill Collectors Really Allowed to Do?
It may seem that your bill collectors don't have any rules. They call you at all times of the day and night and can even harass you, you abusive language, or mislead you to get you to pay your debt. Collectors actually are required to follow a set of rules put forth by the Fair Debt Collection Practices Act. Are they handling the collection of your debt the way they are supposed to? Published 21Dec2009, viewed 285 times
- Can Filing Bankruptcy Get You Fired?
It is natural to worry that bankruptcy may affect your job. Luckily, protections have been built into the bankruptcy code to protect debtors from being fired solely for bankruptcy. There are a few things, however, that you should keep in mind when navigating through bankruptcy. Published 16Dec2009, viewed 328 times
- Looking for a Cheap Bankruptcy Attorney in Missouri or Illinois?
If you are looking for a cheap bankruptcy attorney in Missouri or Illinois, you may not end up saving any money on your bankruptcy. Since bankruptcy fees are regulated by the court, many who claim to be "cheap" just aren't telling you everything upfront. Here are some things to think about when you are looking for someone to handle your bankruptcy case successfully. Published 03Dec2009, viewed 336 times
- Can You Do Anything for Rental Property in Foreclosure?
It is often hard to face a foreclosure on your home, much less one of your rental properties. Luckily, there is help available to landlords and tenants who are facing a foreclosure on a piece of property. A chapter 13 bankruptcy can help a landlord save his or her property if it is in his or her best interest. Published 03Dec2009, viewed 227 times
- Why Is It Important Not to Sign Anything After an Accident in Missouri?
It is hard to know what to do immediately after an accident in Missouri and Illinois. There are several mistakes that can be made after an accident that can ruin your chance of getting fair compensation to pay your medical bills and replace your lost wages. One of the biggest mistakes you can make is signing the release from your insurance adjuster. Published 02Dec2009, viewed 204 times
- Your First Move after a Foreclosure Notice
What do you do after you get a foreclosure notice? The best advice that I can give you is not to wait. If you wait to explore the options to avoid foreclosure, you may be left with more debt and without a home. Published 27Nov2009, viewed 203 times
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