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Affordable Retirement in Mexico

By Jim Labelle

Republish: EasyPublish™
Published: 07Nov2010
Word count: 584
Viewed: 251 time(s)

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Retiring is about enjoying life to its fullest and leaving the inane worries of a former, more hectic life behind. Bills, debt and struggle should be forgotten and new, more fun, passions should rise up to take their place. Passions like fishing, people watching, and sun gazing are what retirement is all about. You don't have to have a million dollars to retire, and who does these days anyway. Simplifying your life will bring immediate satisfaction because simple means less worry. If you are thinking of retirement in Mexico, you may do a quick search and discover million dollar beach-front condos and think, 'wow, and here I was thinking Mexico was cheap!" While you can retire to Mexico in a luxury condo that will take all your retirement funds, kissing relaxation and simplicity goodbye, you can still find simple and affordable ways to retire in Mexico. Here's how.

Buy an RV. If you don't already have an RV, look into buying one. RV's range in price but you can find a nice used one for a good price if you look long enough. An RV will take you where you want to go, so if you tire of one idyllic Mexican retirement community, you can pack up and hit the road and find another. Mexico is full of fantastic RV communities, both on the beach and in the mountains. RV's will give you freedom and simplicity. If you want to spend time traveling between Mexico and your home in the north, there are many RV parks where you can park your RV for a season, where it will be watched over, waiting for your return. Lot fees are much more inexpensive than condo fees and less hassle.

Research. There are many towns that cater to retirees and RV travelers in Mexico. Near the border, you can choose from El Golfo de Santa Clara, Puerto Penasco, Ensenada and Cabo San Lucas. Retiring close to the border, in a town like Puerto Penasco or the Baja Peninsula, means you will be in the Free Zone of Mexico, where immigration paperwork is not required. You will still need Mexican RV insurance for your RV at all times, but that's about it. If you travel farther south, to towns such as Playa del Carmen, Puerto Escondido or Mazatlan, you will need to return every 6 months to the border to renew the paperwork on your RV. If you apply for an FM 3, a type of visa for long term residents, you are allowed to have one vehicle per person while you are in Mexico. If you plan on retiring outside the Free Zone with your RV, consider applying for an FM 3. This can now be done online and is an inexpensive way to avoid headaches over expired RV permits. After all, retirement is supposed to be relaxing!

Enjoy. Now that you are retired, take advantage of your freedom and do what you want to do. Fish all day, take long walks on the beach collecting sea shells, and hang out at the local watering hole, drinking your favorite icy beverage and laughing about how stressed out you used to be, way back when. Here is Mexico; there are no hectic schedules, no dress codes and no neighborhood associations. So do what you want, when you want, for a fraction of the cost of living in the states. When you live more simply by retiring in Mexico, you may just wonder why it took you so long to get there.

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