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Article Directory :: Finance & Investment Articles
When you are shopping for a diamond you need to use a certain amount of care. Make sure you are going to receive a diamond certificate with your purchase.
This is what is called a grading report and comes from the (GIA) which stands for the Gemological Institute of America. You should always ask for this report when you buy a diamond.
When you have this certificate in hand you can then verify the weight, color, and cut as well as the clarity of the stone. When you have this certificate, you do not have to worry about the store not being truthful.
The GIA issues the certificate and not the dealer. Even though you may be asked to pay for the certificate.
The cost as a rule should not be much. The certificate will on many occasions assist you in getting a lower price, as well as prevent the purchasing of a lesser diamond quality.
You will need to hold on to the certificate, especially if you buy a higher quality diamond.
Never can tell you might decide to sell the stone at a later time, is so you will need the certificate at that time.
Without the certificate you may find it difficult to sell the diamond for a decent price. You can also if you choose, use the diamond grading report to find the wholesale value of the diamond. You need to use the guide that the diamond cutting industry uses.
You should use caution when a dealer tells you he has no grading report. He may be trying to elevate the price too much. Best you do not purchase a diamond unless the dealer gives you the GIA report before you purchase.
This prevents you from overpayment as well as preventing the dealer from undercharging. If you have the certificate in hand then there cannot be any doubts as to the worth of the diamond.
You want to be sure that you give your insurance carrier a copy in order to properly insure the diamond. By doing this you are providing absolute proof of the value of the diamond. Nothing is left to suppose or argue about with the value in case it should be stolen.
If a dealer does not want to provide a certificate or seems reluctant to do so, then you should go elsewhere.
You should also avoid a dealer that tells you the certificate is going to be considerably more. The cost of the GIA is minimal, and should be for the cost of the certificate only.
Do not let anyone talk you into accepting a certificate from anyone other than the GIA. There are a lot of fly-by-night Gemological labs around. However you should rely only on GIA, as they are the industry standard.
Just stay away from the dealers who do not want to use GIA. You will find plenty around who use only GIA.
A must visit is the Jim Woodall Website "Diamonds", he has a lot of good information there for you. So be sure you go there now.
CLICK HERE ====> http://diamonds.jwoodl.com/
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