Articles by John Gliha

Debt Collectors Are On The Clock Too
Bet you never knew that collection agencies have time limits and even a "do not call" list as well if the person they call to try to get a payment from exceeds that limit. Here are some tips to manipulate their telephone software and...
Published 23Feb2010, viewed 272 times

Collection Letters Will Not Break Your Kneecaps
Did you know that even though a collection letter might say that if you don’t dispute this within thirty days it will be considered valid, the Fair Debt Collection Practices Act specifically states the opposite? Bet they never told you that. In fact, it states that if you don't respond...
Published 19Feb2010, viewed 384 times

That Attorney is Bluffing
Did you know your credit card company is charging more than your states legal interest rate? Ever wondered what happens if you are sued by a creditor? Find out how easy it is to deal with them, what's at risk and what can the actually take.
Published 07Feb2010, viewed 262 times

CITIBANK Is not your friend
A clever but wicked "debt trap" has been devised to trap you using triggers like your pride and your ego. These "thieves of the system" have learned how to hook you and reel you in. But you can beat them at their own game using the very system they use and get free of your liability in as little as 90 days.
Published 31Jan2010, viewed 518 times

Snorting Debt
Dirty little secrets creditors don't want you to know. Did you know they capitalize on the lawsuits they are awarded even if they can not collect? Did you know they want you in default so they can foreclose on you and sue you? What they do to you to keep their credit rating with S&P good will open your eyes to their devious practices.
Published 20Jan2010, viewed 194 times

Has your home been hijacked?
Whether you are going through a loan modification or a short sale you need to know these truths. The bank is not your friend. Do you know what happens to the original loan when you are going through a loan modification? Do you know what the seller or previous owner of the home will face if they do a short sale? Find out what your mortgage company doesn't want you to know!
Published 13Jan2010, viewed 228 times

Doing Home Improvements While in Foreclosure
A client of mine is in the process of home improvements while in a foreclosure, he has explained here why he chose NOT to do a loan modification and is NOT in fear of having to leave his home.
Published 08Jan2010, viewed 266 times

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