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Articles by John Rasor

• Be Cautious With Debit Cards When on Vacation
  taking debit cards on vacation may not be the best option. if you do, take the proper steps to ensure it doesnt end up in the wrong hands.
  Published 23Oct2009, viewed 255 times

• Identity Theft - Are You Letting The Thieves Get Away With It?
  protect yourself against identity theft.
  Published 23Oct2009, viewed 323 times

• If You Care About FICO Scores, Don't do Loan Modification
  loan modification could possibly save your home, no guarantee, but will definetly wreck your FICO score
  Published 12Oct2009, viewed 352 times

• Are All Free Credit Report Offers Created Equal?
  free credit report is what you get when you enroll in credit monitoring. get your identity stolen and you will wish you had protection against it.
  Published 09Oct2009, viewed 213 times

• Seniors Face Growing Credit Card Debt
  seems like everyone is struggling to pay down credit cards. alarming number of seniors racking up debt.
  Published 09Oct2009, viewed 171 times

• Consumer-friendly Credit Card Reforms
  government every now and then does something right. credit card reform long over due.
  Published 09Oct2009, viewed 293 times

• Use Cash-Back Cards Wisely to Protect Credit Scores
  now your limits and the terms for cash advances. protect your credit health, be responsible.
  Published 09Oct2009, viewed 274 times

• Credit Freezing an Anti-Identity Theft Measure to Consider
  credit freezing is an option to consider when protecting your identity.
  Published 09Oct2009, viewed 259 times

• Money and Marriage: How You Use Credit Cards
  money is usually a hot topic in marriage. communication and good spending habits are key
  Published 09Oct2009, viewed 343 times

• Hidden Credit Scores that Affect Your Life
  creditors use every thing they can to determine your creditworthiness
  Published 09Oct2009, viewed 265 times

• The Job Search is Much Tougher for Consumers with Poor Credit Scores
  Looking for a job? employers now looking at your credit scores to determine your worthiness. Its important to know your credit and protect it.
  Published 10Sep2009, viewed 269 times

• Identity Theft "Red Flag Rules" Raise Ire of AMA
  AMA doesnt want to comply
  Published 10Sep2009, viewed 278 times

• How Credit Card Balances Affect Credit Scores
  credit knowledge is key to having high credit scores
  Published 04Sep2009, viewed 526 times

• Do Loan Servicers Really Want to Help Modify Your Mortgage Loan?
  investors lose when loan modification takes place. however the government lines their pockets. tax payers left holding the bag as usual.
  Published 04Sep2009, viewed 389 times

• Don't Pay for Interest Rate Reductions!
  dont fall for interest rate reduction scams!
  Published 02Sep2009, viewed 253 times

• More Myths About Credit Scores
  get the facts about your credit and credit scores
  Published 02Sep2009, viewed 266 times

• Do You Qualify For Home Loan Modification?
  considering home loan modification? get the facts first.
  Published 02Sep2009, viewed 308 times

• No Quick Fixes for Improving Credit Scores
  getting higher credit scores takes time, effort and patience
  Published 02Sep2009, viewed 287 times

• Using Dealer Financing to Buy a Used Car? Be Careful!
  get your credit report before you go car shopping.
  Published 02Sep2009, viewed 250 times

• Identity Theft Could Steal Your Credit Rating
  identity theft is no laughing matter. protect yourself.
  Published 30Aug2009, viewed 316 times

• Mortgage Brokers May Soon Face Extinction
  We hope this isnt the case but big banks are squeezing mortgage brokers. this will leave consumers with less choices, higher fees and higher interest rates due to less competition.
  Published 29Aug2009, viewed 216 times

• Does Your Credit Card Carry a Variable Rate?
  beware of variable rate credit cards
  Published 25Aug2009, viewed 248 times

• Why You Need More Than One Credit Card
  YOu need more than 1 credit card, heres why.
  Published 23Aug2009, viewed 195 times

• Credit Card Advances Less Costly Than Payday Loans
  credit card cash advances VS. pay day loans
  Published 22Aug2009, viewed 257 times

• Will a Debt Management Plan Affect My Credit Score as Much as Bankruptcy?
  debt managment plans vs. filing bankruptcy
  Published 21Aug2009, viewed 295 times

• Heading out on Vacation? Pack your Credit Card Information
  when traveling, keep records of your credit cards contact info in the even of lost or stolen credit cards
  Published 15Aug2009, viewed 212 times

• Your Free Credit Report - What to do When You Find Errors
  fix credit report mistakes, how do you know if you've got them? get your credit report and check it out.
  Published 03Aug2009, viewed 204 times

• Credit Card Issuers Will See Limits on Fees
  going above your credit limit is just plain stupid. the fees are excessive and your credit score will suffer
  Published 03Aug2009, viewed 206 times

• Should You Request a Lower Credit Card Interest Rate?
  some credit cards issuers will lower your rate. doesnt hurt to ask
  Published 03Aug2009, viewed 217 times

• Buying a Car? First you need your Free Credit Report
  know whats on your credit report before you go to a car dealer. fix mistakes as it could save you thousands of dollars.
  Published 01Aug2009, viewed 297 times

• Before You Go House Hunting - You need your free credit report
  whats on your credit report? find out before you make an offer on a home
  Published 01Aug2009, viewed 259 times

• Changes in Credit Card Laws Will Benefit Consumers
  new credit card laws to protect consumers
  Published 01Aug2009, viewed 249 times

• Do You Need a Free Credit Report?
  keeping an eye on your credit is very important
  Published 23Jul2009, viewed 232 times

• Credit Card Issuers Have Their Own Definition of a Dead Beat and They Might Mean You.
  credit cards bill of rights, beware!
  Published 11Jul2009, viewed 242 times

• Responsible Consumers with Bad Credit Scores?
  credit scores are dropping even for responsible consumers.
  Published 04Jun2009, viewed 227 times

• Will That New Car Destroy Your Credit Scores?
  major purchases and your credit rating
  Published 03Jun2009, viewed 208 times

• How to Save on Credit Card Interest
  saving on credit card interest
  Published 02Jul2009, viewed 219 times

• Will Your Credit be Ruined by a Utility Bill Charge-off?
  paying off utility bills to up your credit scores
  Published 27Jun2009, viewed 203 times

• Credit, Identity Theft, and The New "Red Flags Rule"
  creditors now responsible for identi
  Published 23Jun2009, viewed 230 times

• Can Obama Keep Young People Out of Debt
  credit cards, friend or foe?
  Published 21Jun2009, viewed 226 times

• When Changing Credit Cards Will and Won't Hurt Your Credit Scores
  dont max out your credit cards. and dont close the accounts.
  Published 19Jun2009, viewed 214 times

• Need a Loan Modification? Don't Fall For Scams.
  some loan modification outfits are out to steal your money.
  Published 05Jun2009, viewed 172 times

• Feds to Crack Down on Credit Card Issuers - Issuers Retaliate
  credit card issuers can no longer raise your rate without notice and just cause
  Published 28May2009, viewed 223 times

• I Have a Credit Card I've Never Activated - Does it Affect My Credit?
  whether activated or not, an issued card will affect your credit.
  Published 22May2009, viewed 252 times

• The Shady Side of Debt Collection
  Beware of collection calls after a bankruptcy
  Published 21May2009, viewed 202 times

• Ever Hear About the Alternative Credit Bureau?
  There's more to it than just 3 three big boys of credit reporting.
  Published 21May2009, viewed 292 times

• Are You Falling Behind on Mortgage Payments?
  If you are behind on your mortgage, you arent along.
  Published 14May2009, viewed 261 times

• Divorce - Not a Ticket Out of Credit Card Debt
  Divorce wont solve your credit problems
  Published 11May2009, viewed 229 times

• If Your Spouse has Credit Issues - You May Want to File Income Tax Separately
  bad credit can affect your tax return refund
  Published 07May2009, viewed 243 times

• Your Credit Score is Just the Beginning
  new credit score models
  Published 07May2009, viewed 281 times

• Will You be Paid to Close Your Account?
  credit card companies are weeding out the high risk consumer
  Published 01May2009, viewed 223 times

• Your FICO Scores - Changes in 2009
  2009 is bringing some changes to how credit scores are calculated.
  Published 27Apr2009, viewed 314 times

• Secured Credit Cards are Becoming Harder to Find - Why?
  secured cards are a great way to get some good credit established.
  Published 24Apr2009, viewed 299 times

• Don't Wait for the IRS to Notify You About Identity Theft
  identity theft happens every day.
  Published 23Apr2009, viewed 234 times

• Even Death Won't Stop the Debt Collectors
  debts can haunt your estate and loved ones long after you are gone.
  Published 23Apr2009, viewed 380 times

• Love, Marriage, and Credit Scores
  you marry more than the individual, you also marry their credit. is it good or bad?
  Published 19Apr2009, viewed 277 times

• Raise Your Credit Score Now To Take Advantage of Mortgage Opportunities
  home loans and credit score, importance of a great credit rating
  Published 09Apr2009, viewed 250 times

• Yes, Identity Theft Can Happen to You
  Watch your back, protect yourself by taking steps to avoid getting your personal information compromised
  Published 06Apr2009, viewed 344 times

• More Credit Score Myths
  what really makes or breaks your credit score. myths that most people think can raise your score
  Published 14Mar2009, viewed 272 times

• Buying a home and your Credit Scores
  get a copy of your credit report before you apply for a mortgage. fix mistakes before your lender knows your credit score and get better terms
  Published 14Mar2009, viewed 304 times

• Rapid Rescore can provide a quick fix for low Credit Scores
  Fixing credit report mistakes can be expedited through rapid rescore.
  Published 09Mar2009, viewed 476 times

• Medical Insurance Can Ruin Your Credit Scores
  Medical insurance doesnt cover 100%. disregarding those invoices for deductables will wreck your credit.
  Published 09Mar2009, viewed 283 times

• Forget Piggybacking, Get a Secured Credit Card Instead
  Old schook tactics to get a quick, good credit rating are long gone.
  Published 09Mar2009, viewed 291 times

• How to get your Free Credit Report
  your credit score determines how much interest you will pay, whether or not you will be able to purchase different things as well as affecting your ability to get a job.
  Published 09Mar2009, viewed 326 times

• When should you check your credit report?
  You should regularly check your credit report to ensure accuracy.
  Published 09Mar2009, viewed 303 times

• How will a judgment affect my credit score?
  judgments probably have the worst affect on your credit.
  Published 08Feb2009, viewed 498 times

• Satan has a 350 Credit Score
  indulgence, greed and envy can take over and send your credit in a downward spiral.
  Published 07Feb2009, viewed 241 times

• Home Loans and Your Credit Scores
  information about mortgage loans and your credit
  Published 07Feb2009, viewed 219 times

• Credit Score Repair Scams
  danger signs of bad credit repair
  Published 06Feb2009, viewed 274 times

• Tips to Boost Your Credit Score
  great tips to help improve credit rating
  Published 06Feb2009, viewed 204 times

• Periodically Checking Your Credit Score Can Save You Big Money
  the importance of checking your credit rating.
  Published 06Feb2009, viewed 236 times

• You Need Credit Scores With a Credit Report
  the importance of knowing and understanding your credit history and score
  Published 06Feb2009, viewed 230 times

• Danger Signs of Bad Credit Repair Companies
  buyer beware of bad credit repair companies
  Published 06Feb2009, viewed 258 times

• Five Investment Mistakes You Don't Want To Make
  Current market conditions have people making irrational decisions.
  Published 30Dec2008, viewed 302 times

• Texture of the Credit Crunch, Not So Good
  Mortgage brokers view of the mortgage meltdown.
  Published 05Jan2009, viewed 297 times

• How does Consumer Debt Counseling Services affect my credit score?
  These not for profit debt management companies offer a great service but how will your credit scores react?
  Published 05Jan2009, viewed 265 times

• Are you on the Credit Bureau's Blacklist?
  your credit scores are not based on personal information like race, sex, or national origin.
  Published 05Jan2009, viewed 308 times

• What's Your Credit Score?
  importance of knowing whats on your credit report
  Published 05Jan2009, viewed 282 times

• The Loch Ness Monster and an 850 Credit Score
  The highest credit rating possible is an 850 score. We've never seen one.
  Published 05Jan2009, viewed 290 times

• They Should Teach This in School.....
  Too many young adults dont realize the importance of good credit until its too late.
  Published 22Dec2008, viewed 336 times

• Debt Strategies to Improve Your Credit Scores
  Improve your credit scores with these simple tips
  Published 22Dec2008, viewed 331 times

• Rebuilding your credit: Where to begin?
  Getting a grip on your finances and good money management is key to having good credit scores.
  Published 26Nov2008, viewed 260 times

• How Do You Read a Credit Report
  Breaking down your credit report.
  Published 12Nov2008, viewed 401 times

• How long will negative information stay on my credit report?
  Bad credit can haunt you for years. how long do things like BK's and charge offs stay on your credit report?
  Published 12Nov2008, viewed 644 times

• Your Credit Score Affects Your Reputation
  Your credit score tells a lot about you as a person. Bad credit to many is a bad reputation.
  Published 11Nov2008, viewed 278 times

• How to Reduce Your Exposure to Identity Theft
  Following these tips will greatly reduce the possibility of Identity Theft.
  Published 09Nov2008, viewed 351 times

• Who is looking at your credit scores - and why?
  Take a surprising look at who's peeking at your credit score.
  Published 09Nov2008, viewed 257 times

• How to Buy a Home When Your Credit Scores are Low
  Despite the credit crunch and gun shy mortgage lenders, there are still ways to purchase that piece of the American Dream
  Published 08Nov2008, viewed 332 times

• Want a Better Credit Score Report? Pay Down Your Debts
  Plugging the holes in your spending and making sacrifices is how you save money. Budgeting is the first step in getting a hold of your debts.
  Published 08Nov2008, viewed 313 times

• Credit Score 101, Do's and Dont's
  Find out what determines your credit scrore and see a list of things that can improve it as well as worsen it.
  Published 27Oct2008, viewed 265 times

• Teach your kids about sound money management
  Learning how to manage and save money should begin as early as possible. Teach your children to be financially responsible.
  Published 21Oct2008, viewed 290 times

• Teens -- Begin Adulthood With Great Credit...
  Start your financial future on the right path with good credit. A higer credit scores means a brighter financial future.
  Published 19Oct2008, viewed 283 times

• Sad but true: Your credit score depends on accurate data entry
  76% of all credit reports contain errors. inaccurate data entry could wreck your perfect credit.
  Published 18Oct2008, viewed 318 times

• What Are Identity Theft and Identity Fraud?
  Learn about common ways to commit identity fraud and how to prevent it.
  Published 16Oct2008, viewed 333 times

• Why Your Credit Score Matters
  These days, keeping track of your credit score is a necessity. Identity theft is the fastest growing crime in the world. Guarding your identity has never been more important
  Published 15Oct2008, viewed 266 times

• Engaged? Get your free credit reports before you tie the knot.
  Choosing a life partner is a huge step in life. Marriage is sort of like a business. Know your partners credit before taking the plunge.
  Published 15Oct2008, viewed 284 times

• What is a FICO score anyway?
  Learn why your FICO score is important.
  Published 08Oct2008, viewed 275 times

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