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Articles by Kari Hoopes

• The Value of Reading to Your Child 20 Minutes a Day
  We've all seen the banners and posters around school areas that say, "Read to your child 20 minutes a day." This simple routine has lifelong benefits that can permeate every aspect of their life. By reading to your child, you not only speed their advancement in school, but stimulate the aspects of the mind which drive imagination, creativity, and focus. Reading to your child prepares them to teach themselves.
  Published 17Apr2009, viewed 242 times

• College: Its Not Always Where You Planned
  College is a learning experience that involves much more than textbooks and education. My college adventure encompassed 3 universities in 4 years. While unorthodox, and not right for everyone, this adventure was the defining epoch of my life.
  Published 15Apr2009, viewed 228 times

• Get Ready to Sell Your Home
  Selling a home in a buyer's market is no easy task. You can improve your chances by removing the clutter from your home, taking down most of you family photos, cleaning vigorously, and staging key areas. Help the buyer see the potential of your home and believably see themselves in it.
  Published 14Apr2009, viewed 225 times

• The Advantages of TiVo/Recorded Programming for Children
  As Parents, we would prefer to have our children constantly enveloped in books, crafts, pretend play, and other such mind expanding activities during the day. However, television is often in our lives. You can make this time more valuable to the children by controlling what they watch and how much. Tivo and other digital video recorders can be a very valuable tool in this endeavor, if used properly.
  Published 27Mar2009, viewed 248 times

• Tips on Successful Grocery Outings with young children
  Going to the grocery store, no matter how many items you need, can be a daunting task to most mothers with small children. Here are a few tips that may turn that shopping nightmare into a pleasant experience, even for the children.
  Published 27Mar2009, viewed 193 times

• The Role of Imagination in Early Childhood
  As infants grow into toddlers and toddlers grow into preschoolers their imagination explodes. Everything around them suddenly becomes something they can transform into their "pretend world." A child's imagination is an important learning tool in their growth. Through imaginative play they learn in-directly about real-life situations, develop their vocabulary, and develop the ability to create, organize and perceive.
  Published 27Mar2009, viewed 214 times

• Creative Indoor activities for Toddlers and Preschoolers
  Sometimes we are stuck inside with young children who wish they were outside. However, you can certainly have a ton of fun by using some simple creativity and imagination. Here are several super fun ideas for indoor play that your child will delight in.
  Published 27Mar2009, viewed 279 times

• Angels in Our Everyday
  We are guided by angels, mostly unseen and unknown, in this life. They are Heaven's messengers giving us the guidance and help we need. Sometimes they are there simply to increase our faith and sometimes to help when in special need. One thing is for certain, "I do believe in angels, I do, I do!"
  Published 22Mar2009, viewed 224 times

• Keep the "Spark" in Your Relationship
  A couple's intimate relationship can dwindle under the strain of children and daily life. In order to keep intimacy alive, each must adopt a selfless desire to serve the other and then make time to be together. Set aside all other demands and focus on your spouse for a time and watch your relationship blossom.
  Published 30Jan2009, viewed 228 times

• Advantages and Disadvantages of Buying a Home through a Lease Option
  A lease option can be a very attractive way to enjoy the benefits of home ownership. Lease options typically require less money down and do not incur mortgage fees to get started. Plus, they allow you to enjoy upward movements in the market without being exposed to market declines
  Published 24Oct2008, viewed 416 times

• Easy money does exist, but it is made, not found.
  We all go through times in our lives in which we feel like no matter how hard we try we get no where. This can lead us to feel resentment for those who seem to have it easy, but easy money is simply hard work being distributed as an annuity. The wealthy are inspiration and proof that if we remain disciplined and put in the work, we will be rewarded.
  Published 22Oct2008, viewed 252 times

• Financial success is founded in our mind, not our budget.
  A good financial paradigm starts with your understanding that you must have a positive attitude about money, yourself, and your potential. You need to accept that there is nothing wrong with having money, and that all the money you have was earned. You must also believe in yourself and have a firm conviction that you can accomplish anything. Then you must go out and work for it.
  Published 13Oct2008, viewed 232 times

• Tell your spouse you love them now, tonight, and everyday!
  It is so easy to forget simple things like expressing love and appreciation for your spouse. Regularly tell your spouse you love them, without expecting a reply. Then spend time together building your relationship giving them ample opportunity to recognize and express their love for you.
  Published 10Oct2008, viewed 343 times

• Get your point across by listening.
  We all want to be heard, typically because we feel like we have something to contribute. For someone to be interested in what we have to say, we must first be a good listener. By following these simple steps, you can become closer to your friends, know and be known deeper by them, and be able to offer truly welcome advice.
  Published 30Sep2008, viewed 239 times

• Understanding your personal financial psyche.
  Financially, the way we think is often a product of our environment growing up. To be successful financially, we must understand in what ways this environment has influenced us, decide how we to be, and then make the necessary changes, keeping in mind that to attract something, we must have a positive opinion of it.
  Published 30Sep2008, viewed 214 times

• Have you considered selling a lease option on your home?
  Selling a home on lease option is a rarely considered option for most people. Lease Options have advantages over selling, including a higher return on your money, and more favorable selling prices, though may not be right for the person who needs their home equity for other investments. Ultimately, it depends on your personality and your need for your home equity.
  Published 25Jul2008, viewed 408 times

• Money Management: Make It Automated
  We all want our finances and investing to be easier. One of the easiest ways to improve our investing is to make it automatic. Setup automatic transfers to occur immediately after you check deposits. The less time you money spends in the checking account, the less likely it will be spent and the more your money will help you towards your goals.
  Published 21Jul2008, viewed 362 times

• Making Sure your Finance Manager and Family Manager are working together
  Often in marriage, husband and wife fall into distinct roles, typically with the father managing the finances while mother keeps the family in order. In their respective roles, each makes plans for the present and future with little regard for the other. This can often result in conflicting plans which leads to arguments about money. These arguments can often be resolved by making goals together with both parts of the family in mind.
  Published 17Jul2008, viewed 386 times

• Sex and the Marriage Relationship
  Physical Intimacy in marriage plays a key role in fulfilling basic emotional and physical needs. Husbands and wives rarely agree when it comes to what sex means, and therefore how often to have it. As couples make an honest attempt to increase sexual frequency, they forge a stronger, more intimate, and less stressed marriage.
  Published 29Jun2008, viewed 444 times

• Budgeting: The Envelope System
  The purpose of budgeting is to make us aware of our spending habits. An overly complex budget can be counter productive and time consuming. One simple type of budget is "the envelope system." Place cash to cover discretionary expenses into categorized envelopes monthly and spend money from the envelopes until it is gone. Simplify your budgeting and make it more usable through the envelope system.
  Published 26Jun2008, viewed 347 times

• How Fragrances Affect Home and Relationships
  Just as certain scents can invoke pleasant memories and feelings inside us, they can also do the same for our family and home. Finding scents that are mutually appealing can dramatically improve your home environment and relationships.
  Published 23Jun2008, viewed 234 times

• Men, Women, and Sex
  Both Genders have their own general opinions about what sex means. Understanding what your spouse thinks sex means enlightens ours minds to how the other feels and what they are trying to express. Listen to your spouse. Empathize with what they understand and work together to have a more fulfilling relationship.
  Published 18Jun2008, viewed 397 times

• Why we wear perfumes and other fragrances
  Fragrances have been adorned by people through every age of civilization. We wear them because they make us feel happy. We feel happy for various reason, which include: pheromones affecting sexuality, the relationship between scents and memories, and the sense of individuality and self-worth fragrances can bring.
  Published 11Jun2008, viewed 273 times

• Using Viruses to Treat Disease.
  Humans will always be battling the threat of viruses. Scientists, however, have also found ways to use these viruses to treat diseases that were once uncurable. By properly controlling some viruses, they can be used in certain therapies to deliver special genes directly to a specific organ thereby curing the disease.
  Published 09Jun2007, viewed 468 times

• Saving Money on Groceries and Stress in Your Life
  Provided in this article are guidelines to dramatically reduce your food expenditure; help you plan your meals more efficiently; and simultaneously save you daily stress and time!
  Published 06Jun2007, viewed 339 times

• How to Avoid Depreciation in Your Car
  Nearly all cars depreciate in value over time. The effective depreciation, your sell price minus purchase price divided by time, can be minimized by knowing the right price at which to buy your car, and knowing the right time to sell.
  Published 18May2007, viewed 391 times

• Cheap, Quick Getaways for Two
  Sometimes your need to getaway but don't have much time or cash. There are many opportunities for a quick, inexpensive getaway if you know the right place to look. This article focuses on ways to find inexpensive vacations in your area.
  Published 15May2007, viewed 841 times

• How much does your car really cost?
  Owning a car can be very expensive. Besides the cost of your loan are gasoline, insurance, taxes, maintenance, etc. These additional costs compose nearly 50% of the monthly cost of a car. You can limit your expenses by knowing exactly what you need, how long you plan to keep it, and what the intrinsic value is.
  Published 08May2007, viewed 429 times

• Out of the Dark Comes a Miracle: Coping with pregnancy loss
  Losing a child before or shortly after birth is particularly difficult. Coping with loss is a very personal experience, but as you cope, you will emerge with a stronger character. That is the miracle that comes for this tragic moment.
  Published 12Apr2007, viewed 385 times

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