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Articles by Louis Artesslio

• Cash4gold - A Review
  The price of gold has seen a large increase and because of that, two important trends can be seen: First, as gold prices have risen, consumers are taking a closer look at their unused jewelry. Second, companies like cash4gold have become more aggressive in their advertising.
  Published 17Dec2011, viewed 169 times

• Think Twice About Payday Loans
  While payday loans can be helpful in short term situations, beware of the high fees associated with them.
  Published 15Dec2011, viewed 106 times

• Stay Away From Credit Card Cash Advances
  Money always seems to be tight doesn't it? We work hard but the bills keep coming in and sometimes you get to a place where you have to have money now and you have no place to turn. You remember that one option that you have never tried: A credit card cash advance.
  Published 13Dec2011, viewed 261 times

• The Advantages of Credit Cards for Bad Credit
  Credit cards for bad credit exist for a number of reasons, but primarily they give the card holder a way of improving their credit report and improving their credit score, and open up a new section of the market for a credit card provider. Here we look at these types of credit cards in more detail.
  Published 01Dec2011, viewed 181 times

• ReadyDebit Card: The Advantages and Disadvantages
  The ReadyDebit card is a fairly new prepaid card that is issued by MetaBank. As with many products of its type, the card has its advantages and its disadvantages. Here we provide a quick summary of these to enable you to make a decision as to whether this is the product for you.
  Published 29Nov2011, viewed 225 times

• A Beginners Guide To Low Interest Credit Cards
  By shopping around for low interest credit cards it is possible to save yourself large amounts of money, particularly if you have a tendency to carry a balance over from month to month. Here we look at the benefits of low interest credit cards and what to look out for when shopping for cards of this type.
  Published 28Nov2011, viewed 174 times

• How To Remove Late Payments From Your Credit Report
  This is a commonly asked financial question when it comes to credit histories. This has become especially true in recent times, as an increasing number of consumers are struggling with their finances and credit reports.
  Published 27Nov2011, viewed 202 times

• New Millennium Bank Secured Credit Card Review
  The New Millennium Bank secured credit card is a recently introduced credit card targeted at those who want to improve their credit rating, or establish a decent credit rating from scratch. This article looks at the card in more detail, and summarises whether or not it is a recommended credit option for this target area of the market.
  Published 27Nov2011, viewed 236 times

• Who Is Wolpoff & Abramson?
  Wolpoff & Abramson is the name of a law firm and collection agency that specializes in debt collection. A quick Internet search for the company reveals a number of websites relating to harassment by this company.
  Published 26Nov2011, viewed 324 times

• Top Five Tips for Identity Theft Protection
  In recent years more and more companies have sprung up offering identity theft protection to consumers. Here we introduce some simple steps you may take yourself to help protect your identity.
  Published 25Nov2011, viewed 177 times

• The Advantages of Prepaid Credit Cards
  Prepaid credit cards have had a lot of media attention in recent times, as many experts proclaim them to be one of the solutions to the ongoing credit crisis. Here we provide a beginner's guide to these cards, and explain the difference between them and regular credit cards.
  Published 24Nov2011, viewed 96 times

• A Summary of How the Prepaid Rush Card Works
  First things first: The Rush Card is not a credit card. It does have largely the same uses as a credit card, but the cardholder is spending their own money, in the same way as if they were using their checking account to pay for items. This means that customers cannot accumulate debt with the prepaid Rush Card, and cannot get into further financial trouble because of it.
  Published 24Nov2011, viewed 194 times

• Aspire Visa Review
  The Aspire Visa card is promoted as a bad credit unsecured card. But what does this mean? And does the card provide a competitive financial solution, or is it laden with expensive charges and excessive rates of interest?
  Published 24Nov2011, viewed 154 times

• Pre Approved Visa Offers: Are They Worth Taking Up?
  Pre approved Visa credit card offers are commonly found in our mailboxes. This article explains a little bit more about offers of this type, discusses how they work, and looks at whether or not a pre approved visa card is a good financial tool and worth applying for.
  Published 23Nov2011, viewed 211 times

• Bad Credit Checking - How to Find It
  Probably the most common scenario that leads to bad credit checking is as follows: A consumer applies for a new checking account, and is refused on the grounds that their credit score is not high enough. The consumer wonders why this is, and decides to check their credit report for signs of bad credit.
  Published 23Nov2011, viewed 96 times

• NetSpend Prepaid Credit Card Review
  The first point to note is that The NetSpend card is not actually a credit card. Customers are not being offered a line of credit, but as the card has virtually identical uses and appearances to a credit card, it is often called so, both by customers and in the media. We will also use the term for the purposes of this article, but it is important to be aware of the difference.
  Published 22Nov2011, viewed 204 times

• Review of the Imagine MasterCard
  Probably the biggest advantage of the card is that it offers monthly reporting to the three major credit bureaus, namely Trans Union, Experian and Equifax. This means that people with low credit scores can build their credit score through good behavior, and in time become eligible for better value financial products.
  Published 22Nov2011, viewed 179 times

• The Ultra VX Card Explained
  The Ultra VX Visa is a new style of card issued by the New Millennium Bank. It features credit on demand, a patent pending method of financial management. The card is gaining an increasing amount of press coverage, and in this article we look at exactly how it works and how it differs from a standard credit card.
  Published 22Nov2011, viewed 152 times

• Oxford Management Services: Do They Have A Bad Reputation?
  Oxford Management Services (OMS) are just one of a number of debt collections agencies currently operating in the United States. Debt collection companies have gained a bad reputation in recent times, and in this article we look at whether or not this is justified, as well as looking at OMS in particular.
  Published 22Nov2011, viewed 155 times

• How the Cash Advance Works
  Over the last couple of years the cash advance has become an increasingly popular financial solution. This can mainly be attributed to the worsening global credit crisis, with more and more people struggling with their finances and needing a short-term loan.
  Published 21Nov2011, viewed 135 times

• Bad Credit MasterCard: Is It A Scam?
  A bad credit MasterCard is a commonly advertised type of credit card that is issued by a huge number of different companies. Many of these cards offer instant approval and are targeted at people who are struggling financially.
  Published 21Nov2011, viewed 138 times

• Payday Loans Explained
  Payday loans are currently one of the most popular forms of lending, and come in various shapes and sizes. Here we offer an introduction to this financial solution, and give advice as to whether or not they offer good value for money compared to other credit products.
  Published 21Nov2011, viewed 259 times

• The Signs That You Need Credit Card Debt Help
  Every year thousands of people end up defaulting on their credit cards and have their credit accounts closed. This not only affects you financially for a number of years, but can also be emotionally and physically draining as you battle against a tide of debt.
  Published 20Nov2011, viewed 117 times

• Should I Apply For The Imagine MasterCard?
  The Imagine MasterCard is an unsecured card issued by First Bank of Delaware. Although anyone is entitled to apply, it is primarily targeted at those who have less than perfect credit. This means that even if you have missed payments on past cards or have a below average score, you may still be approved.
  Published 26Oct2011, viewed 170 times

• Have You Been Rejected For Chexsystem Checking Accounts?
  Chexsystem checking accounts are the usual type of bank accounts that many of us operate for our everyday business. Before a customer is able open a new account the bank will almost certainly carry out a search to check that the applicant is not in ChexSystems. If there are, the application is likely to then be rejected.
  Published 26Oct2011, viewed 209 times

• Review Of The Salute Visa Credit Card
  Salute visa is a bad credit visa card, meaning it is designed for people who have poor or no credit history, such as young people who are seeking their first financial product. The card is issued and maintained by the Urban Trust Bank.
  Published 26Oct2011, viewed 168 times

• Pay Check Advance: Service Review
  A pay check advance is an increasingly popular service that provides customers with an amount of cash until their next payday. The amount is then repaid on the due date, with interest added on top. Other names for this service include cash advance and payday loan. This article looks at the process involved and whether this service is a good financial option.
  Published 26Oct2011, viewed 65 times

• Is a Prepaid MasterCard a Credit Card?
  A prepaid MasterCard is not a credit card. It works in a similar manner to a debit card, and allows flexibility when buying items, whilst at the same time promoting good financial habits. The card can be purchased over the internet, or bought from a variety of locations across the country, with more than 100 financial institutions stocking the card since its introduction in 1997.
  Published 26Oct2011, viewed 79 times

• When You Should Consider a Payday Loan
  A Payday loan is also commonly known as a 'cash advance', and is an unsecured, short-term loan. These loans are becoming increasingly popular, with both online and high street stores offering them alongside their other financial products such as credit cards and personal loans.
  Published 24Oct2011, viewed 126 times

• Cash For Gold Company - Reviewed
  Cash4Gold are just one of many companies that are attempting to cash in on the current tough financial climate we are witnessing. This article reviews the increasingly popular service offered by this company, and provides information that will enable you to decide whether or not it is for you.
  Published 24Oct2011, viewed 62 times

• What Is a Cash Advance?
  A cash advance is part of an increasingly popular type of financial lending, known as short term lending. It is similar to a personal loan, but usually involves borrowing smaller amounts of money over a shorter amount of time, and can often also referred to as a payday loan.
  Published 22Oct2011, viewed 127 times

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