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Three Tips To Save Money At Home

By Marilyn Katz

Republish: EasyPublish™
Published: 25Jul2011
Word count: 548
Viewed: 108 time(s)

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With prices rising a lot faster than income, many of us are looking for ways to cut our normal expenses so we can save more money. A lot of us waste money without even realizing it. It is time to check our spending so we can save for a secure future!

I checked into a lot of savings opportunities, and really found about 10 ways to save money that I had not thought of before! Not all of them will work for everybody, so I thought I would share the three easiest and most effective tips! I hope they will help you become more frugal without a lot of effort.

Carry cash and not plastic. I had a good handle on my fixed bills, but I found that I spent a huge amount of money on impulse items. Not of them seemed that expensive at the time, but they really added up over the course of a month. In fact, when I checked my impulse spending, I found that it was a lot easier to get other bills paid off and save money too!

My simple solution may seem a bit drastic to some of you. But I replaced my debit and credit cards with cash. I kept one card in my wallet for a true emergency, but otherwise I tried to pay for everything from groceries to shoes with actual paper money! This was an effective way for me to really think about my purchases. When I ran out of money, it took some effort to go to the bank and get more!

Turn on the fans. A cheap fan is also cheap to run. But when I have the fan on in a room, it feels much cooler and fresher to me. This means I could set up my air conditioning at a much higher level. By adjusting my thermostat from 72 degrees to 76 degrees, I saved about ten percent of my untility bill. In the summer, this actually added up to quite a bit of money over the hot months. I live in the sun belt, and it is warm about 6 months of the year.

Plan grocery shopping better. I used to go to the grocery store with no clear plan. Now I try to make trips to those stores where I can find things cheapest. The grocery store is great for groceries! But cleaning products and personal products are cheaper at discount stores. Instead of paying extra for convenience, I planned out different trips for different types of things.

Some large discount stores carry both types of items. This is convenient, and it may help you save gasoline. Otherwise, try to find the type of stores you want that are close to each other. You do not want to save a few bucks because you are a good shopper, but then waste the money on expensive fuel for your car!

Hopefully, these tips can help you save some money. If you can lower your impulse spending, home emergy bill, and the cost of groceries, you should be able to put aside more cash. Good luck and good shopping!

Learn to be more frugal so you can spend less, save more, and feel more secure! Read about several more easy ways to save money today!

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