Article Directory :: Authors :: V :: Suzy Vanstrusen Articles

Articles by Suzy Vanstrusen

• Resolve to Repair Bad Credit in 2012
  Offers for different types of credit repair solutions are usually prevalent on the market. The simple truth is you can do certain actions to enhance bad credit all on your own. You don't need to pay an agency to assist you resolve your bad credit problem. Consider the following steps that you can do in order to repair bad credit in 2012.
  Published 10Mar2012, viewed 104 times

• Understanding How the Fair Credit Reporting Act Helps You
  The Fair Credit Reporting Act (FCRA) has been created to guard the rights of consumers. Are you mindful of the conditions and terms of the FCRA? Understanding your own privileges as well as limitations can help you prevent bad credit or improve your personal credit. In this informative article, let's take a close look at some of these stipulations.
  Published 25Feb2012, viewed 22 times

• Get Your Free Credit Report in 2012
  Just about all consumers in US are entitled to obtain one totally free credit report each year from each of the three credit reporting agencies - Equifax, Experian, and TransUnion. You can obtain a report from one agency at a time or even get all of your three credit reports at once. This will be clearly agreed in the Fair Credit Reporting Act (FCRA) as well as the three main reporting agencies needs to comply.
  Published 18Feb2012, viewed 79 times

• How to Rebuild Your Personal Credit for Free
  Is it possible to rebuild your own credit? If you have a poor credit score or perhaps bad credit history, exactly what can you do to correct it? Check out these tips on how it is possible to fix your personal credit at no cost.
  Published 10Feb2012, viewed 43 times

• Consumer Credit Repair Tips for 2012
  Come 2012, lots of people will certainly need to fix their particular personal credit as well as dig themselves out of debt. You try to repair bad credit and most of the steps that can be done usually are not complicated whatsoever. Consider these pointers.
  Published 05Feb2012, viewed 44 times

• Understanding Bankruptcy and How to Avoid It
  Declaring bankruptcy can often be the only real sensible solution for debt problem. However, in most cases, it is possible to consider other solutions to recover financial debt and also bad credit. Keep in mind that a record associated with bankruptcy will continue to be in your personal credit reports for several many years.
  Published 03Feb2012, viewed 35 times

• How to Manage Credit Card Debt
  Do you have a credit card? If so, this article presents easy methods to manage credit debt more effectively. Considering these kinds of ideas can help you obtain the most out of your credit card and prevent the potential risk of bad credit.
  Published 20Jan2012, viewed 58 times

• How Credit Repair Helps You
  When your personal credit just isn't in perfect shape, it's really a bit disappointing. However, as opposed to getting disheartened, you need to be motivated much more to take positive actions. Why should you be interested in fixing your personal credit history and credit score?
  Published 14Jan2012, viewed 90 times

• How to Check Your Credit Report
  If you have not already done so, you need to get your hands on a credit score. This is the magic number that loan providers and others judge you. Once you know the number, you are taking a big step toward controlling your own credit.
  Published 13Jan2012, viewed 55 times

• Understanding How Credit Scoring Works
  Do you know the way the credit scoring system works? Many consumers may be familiar with the credit report and credit score, but some may not completely understand the complete process behind the credit scoring system. In this article, let's discuss basic information about credit reporting.
  Published 02Jan2012, viewed 59 times

• What You Can Do to Boost Your Credit Score
  Are you concerned about your personal credit score? Would you want to improve your credit? If so, consider the following credit repair ideas.
  Published 25Dec2011, viewed 79 times

• Where to Get Your Online Credit Report
  Would you like to check your credit report? If yes, are you aware that you could order your report free of charge? Yes, about all consumers are entitled to obtain one totally free report each year coming from each of the three major credit bureaus -- Experian, Equifax, TransUnion.
  Published 18Dec2011, viewed 88 times

• How and Where to Get Your Free Annual Credit Reports
  Checking the credit report is an important step to ensure that your account activities are precisely documented. There are three main credit bureaus which collect credit information for consumers -- Experian, Equifax, TransUnion. Each institution operates individually which is why it is important to check your report all from three sources.
  Published 04Dec2011, viewed 89 times

• Tips And Techniques On How To Write Credit Repair Letters
  When it comes to issues that involve your own personal credit, customers have the right to dispute errors as stated in the Fair Credit Reporting Act (FCRA). Disputes usually are done by sending credit repair letters. On this post, let us check out the different types of credit-related dispute letters that you could send, with regards to the situation.
  Published 29Nov2011, viewed 83 times

• Writing an Effective Credit Dispute Letter
  Do you need to compose a credit dispute letter? The question is how can you compose an effective dispute letter that will definitely have the bureau's attention? On this article, we present tips and techniques on writing credit repair letters.
  Published 20Nov2011, viewed 95 times

• Guides And Facts About Credit Repair Services
  Promotions on various types of credit repair services are found all over the place. Some companies that provide fast credit repair help are in fact deceptive and are out to earn money at the cost of people suffering from bad credit. How can you protect yourself against these kinds of companies?
  Published 11Nov2011, viewed 72 times

• DIY Bad Credit Repair Tips
  When you have a problem with your personal credit, you will be happy to know that you can do the repair and you will take action by yourself. In this article, we present all of the steps you can do all on your own to enhance the low credit score or repair a bad credit history.
  Published 07Nov2011, viewed 148 times

• How Credit Repair Services Work and Improve Your Credit
  Many people are trying to find professional credit repair services. Nevertheless, not every company and agencies that provide credit help are usually legitimate or even could be reliable. This is the reason why you should know how credit repair companies work to help you avoid being a victim of fraud and rip-offs.
  Published 07Nov2011, viewed 87 times

• Rebuilding Bad Credit Through These Tips
  Whatever the reason is behind the bad credit, you should be pleased to understand that you can repair your own credit by taking the right steps. Take a look at the following bad credit repair tips.
  Published 16Oct2011, viewed 116 times

• How to Correct Wrong Details in Your Credit Report
  Correcting errors in your credit report should not be any complicated job. Nevertheless, you need to find out the right steps getting the outcomes your after. On this kind of post, we present the actual step-by-step method about how you are able to properly correct details in your credit report.
  Published 11Oct2011, viewed 118 times

• Can You Fix Your Credit Report?
  At any time of the year is a good time to check your credit report. And when your credit report requires repairing, you can do the required process immediately. On this particular post, we all present the important tips on ways to fix your personal credit.
  Published 05Oct2011, viewed 131 times

• Your Personal Credit History and Credit Score Matters
  Credit history and credit score are usually the two important aspects in a person's finances. Without credit history, someone could have a more hard time effective loan companies to increase him/her credit score. This is really because lenders frequently determine any customer credit history based on his/her credit rating.
  Published 29Sep2011, viewed 97 times

• Working Your Way Towards Good Credit
  If you are confronted with bad credit at this time, do not lose hope. You can improve your credit score one step at a time and if you start taking action now, you should be able to see progress within the next six months. Check out the following tips on how you can improve bad credit.
  Published 25Sep2011, viewed 104 times

• Should You Hire A Credit Repair Company To Fix Bad Credit?
  Should you hire a credit repair company that will help you enhance your credit score? Before you make a choice, let us talk about the steps that you can do, all on your own to enhance bad credit.
  Published 19Sep2011, viewed 133 times

• When You Want To Repair Bad Credit On Your Own
  Credit report errors should never be overlooked of course, if you've got bad credit, you should consider taking positive action right away to keep the damage from deteriorating. On this particular post, we present do it yourself credit repair tips for people who have imperfect credit.
  Published 15Sep2011, viewed 95 times

• DIY Credit Repair Tips For People With Bad Credit
  Repairing poor credit doesn't have to be an intimidating job. In order to do it on your own, you have to first know about your financial situation. Knowing that you have bad credit loans alone is not sufficient. You have to know the particular details about your debt so that you can come up with a highly effective strategy. On this kind of article, let's talk about the steps that you can do to improve a bad credit.
  Published 11Sep2011, viewed 114 times

• How to Dispute the Errors in Your Credit Report
  Requesting a copy of your credit report from your three credit bureaus is simply the starting point. In this article, let us discuss the proper steps regarding how to dispute credit report errors to boost your individual credit.
  Published 10Sep2011, viewed 130 times

• How Well Do You Know Your Credit Report
  Consumers are recommended to order a copy of these report from the three major credit bureaus at least once per year to ensure that the information in their report are usually accurate and free from errors. How well do you know your personal credit report? On this kind of article, here are some information in regards to what you can find in your credit reports and just how it has an effect on your credit score.
  Published 17Aug2011, viewed 76 times

• How to Maintain a Solid Credit Score
  Today, any card holder could possibly be imposing damage to his/her credit score through maxing out credit despite the fact that he/she can be a prompt payer. So precisely what does that take to build and maintain good credit? Check out the following advice.
  Published 13Aug2011, viewed 119 times

• The FICO Credit Scoring System Explained
  When it comes to credit scoring systems, FICO is regarded as the widely used through main finance institutions. It is split up into five categories which can be used for credit score. In this post, let us take particular notice at each and every of these credit rating groups.
  Published 23Jul2011, viewed 89 times

• Credit Myths That Could Hurt You
  There are a lot regarding false suggestions concerning credit circulating the community which can affect your financial choices. Today let us discuss the most typical credit myths as well as the facts in it. With any luck, after reading this article, you'll be enlightened about financial concerns to make personal selections based on facts, this is not on rumors.
  Published 10Jul2011, viewed 123 times

• How to Manage Debt and Credit Effectively
  In this article, why don't we take a look at different forms of debt that you might incur and also what makes one different from another. Next, we are going to go over the particular ideas which borrowers should think about in order to avoid difficulties connected with debt and credit.
  Published 09Jul2011, viewed 108 times

• Four Things You Can Do to Improve Your Credit
  Enhancing your credit score should start with you. Sure, that you can do a great obtain a better score. On this particular post, allow us to check out four things that that you can do on your own that can assist enhance your personal credit.
  Published 03Jul2011, viewed 179 times

• How To Enhance A Good Score To An Excellent Score
  Truthful enough, a higher credit score will not only open more doors associated with opportunities to suit your needs, it will provide you with the self-assurance you will need whenever settling having a prospective loan provider. The question is, how could you boost a good score to really make it an excellent one?
  Published 03Jul2011, viewed 124 times

• Dealing With Debt Collectors Firmly
  How can you be sure that the agency was legally assigned to collect the debts you owe? How can you be sure that the amount being collected is correct? What if you cannot afford to pay your debts at the moment? In this article, let's discuss how you, as a borrower, can deal with debt collectors firmly.
  Published 28May2011, viewed 94 times

• 3 Ways to Raise Your Credit Score Today
  It doesn't matter how low your present credit score is, the important is thing is to know the right steps that you can do to raise that number. In this article, let's discuss the top three ways you can do to raise your credit score.
  Published 13May2011, viewed 174 times

• Best Borrower Tips to Avoid Bad Credit
  We live in the modern times where credit plays a big role in the society. In fact, consumers are encouraged to acquire credit in order to build personal credit history. In this article, let's talk about how credit can be managed more effectively to avoid the risk of bad debt.
  Published 05May2011, viewed 150 times

• Where to Get Free Credit Report
  All consumers are encouraged to enjoy their privilege of checking their credit reports for free once every year. In this article, we will discuss the steps that you can do to receive a free copy of your credit report. But first, let's discuss why you should be concerned to know what your personal report contains.
  Published 15Apr2011, viewed 311 times

• The Trouble With Debt Consolidation
  So you have finally reached a decision. You will be consolidating your debts with a loan to free yourself from bad debt. What should you do to make sure that debt consolidation will be a success? What are the possible consequences of not doing the consolidation process correctly? In this article, let's discuss the things that consumers must avoid when consolidating debt.
  Published 18Feb2011, viewed 168 times

• Should You Consolidate Your Debts?
  Some people may be skeptical about the idea of debt consolidation while others may see it as the perfect solution for debt problems. But what really is debt consolidation? What basic facts should you know about it? This article presents information to help you decide whether debt consolidation is right for you.
  Published 11Feb2011, viewed 140 times

• How To Take Charge Of Your Credit Cards
  Each year, millions of American cardholders charge more than $5,000 worth of debts of on their credit cards. Most of these cardholders pay only the minimum so they incur the additional interest rate, not to mention late fees, if they do not submit on time. The question is, are you one of those cardholders?
  Published 06Feb2011, viewed 159 times

• An Overview On Credit Counseling
  Sometimes, resolving a serious debt problem is best done with help from a trusted credit counseling agency. However, with so many organizations offering different types of debt relief services, it may be difficult to distinguish which among these companies can provide true assistance. In this article, let's discuss the things that you can expect from a genuine credit counseling organization.
  Published 27Jan2011, viewed 192 times

• How To Benefit From The New Credit Card Law
  Since the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 was passed into a law, a lot of people expects that the new law will protect them from unreasonable terms and conditions imposed by credit card issuers.
  Published 19Jan2011, viewed 161 times

• Is Consolidation The Answer To Your Debt Problem?
  Paying off debts can be an overwhelming task especially when dealing with different creditors. Typically, consolidating debts is advised to simplify the debt repayment. In this article, let's discuss the different methods of debt consolidation and how you can tell if debt consolidation is the right solution for your debt problem.
  Published 16Jan2011, viewed 323 times

• Why Should You Check Your Credit Report
  When applying for credit card applications or loan applications, getting an approval generally depends on the status of your credit report. If you have an unpaid bill in the past, it can greatly affect your chances of being granted an approval. Unquestionably, it is very important to take a look at your credit report before even thinking of acquiring a new account or a loan.
  Published 14Jan2011, viewed 238 times

• Why Do I Need To Understand My Credit Report Score?
  Consumer and finance experts stress the importance of taking free credit repair as well as credit counseling programs in maintaining good credit standing. Many of these experts even come up with tips, suggestions and helpful pointers that consumers can employ to have almost perfect credit ratings.
  Published 31Dec2010, viewed 308 times

• The Benefits of Freezing Your Credit
  The process of freezing is often done when we want to "preserve" something or keep something intact. On the other hand, the term "freeze" is often used when we want to put something in an inactive or frozen state. For example, many people who want to control their spending actually put their credit cards in the freezer to freeze them.
  Published 26Dec2010, viewed 266 times

• Points to Ponder about Credit Freeze
  With the goal to stop identity theft, the government is now encouraging consumers of the United States to take charge and put up a good fight. In November 2007, credit report freeze was introduced and all three major credit bureaus are ordered to provide credit freeze to people who want them.
  Published 24Dec2010, viewed 279 times

• The Two Sides of Bankruptcy
  Everything has a good and a bad side. Bankruptcy is not an exception. In this article, learn the pros and cons of bankruptcy and decide whether this credit-busting option is the one for you or not.
  Published 27Aug2010, viewed 176 times

• The Benefits of Filing For Bankruptcy
  Although bankruptcy is associated with negative things, there is still a good side of this credit-busting option. In this article, learn the benefits of filing for bankruptcy.
  Published 26Aug2010, viewed 183 times

• Some Factors to Consider in Getting Debt Consolidation
  If you are planning on applying for a debt consolidation loan to pay off all your debts, here is an article that will help you determine if this is the right solution to your debt problems.
  Published 18Aug2010, viewed 293 times

• Simple Steps to Achieve Bad Credit Repair
  Debt problems are difficult to solve especially if you don't have an idea on how to do it. In this article, learn tips and ways on how you can repair bad credit more effectively.
  Published 15Aug2010, viewed 247 times

• Important Points on Credit Report Freeze
  Identity thieves have improved their tactics of stealing another person's information. In this article, learn what a credit freeze is, how it is done and how it can help you fight identity theft.
  Published 12Aug2010, viewed 279 times

• Save Your Child from Identity Theft
  Identity theft has improved through the years. Even children can be one of their victims. How? Here is an article that will discuss child identity theft and how it can be avoided.
  Published 09Aug2010, viewed 228 times

• Tips On Writing Credit Repair Letters
  You checked your credit report and found some errors in it. What's next? Here is an article that will guide you on how you can dispute error in your credit report.
  Published 30Jul2010, viewed 548 times

• Some Tips on How to Spot and Avoid Loan Sharks
  Having bad credit can sometimes make us vulnerable to loans sharks and scams. In this article, learn tips on how you can tell if a loan company will just rip you off to help you avoid them.
  Published 27Jul2010, viewed 551 times

• How Could I Benefit From A Credit Card Debt Consolidation Program?
  Debt consolidation programs are great ways to solve multiple debt problems. But many people are not aware of this. Are you one of these people? If yes, now is the time to know and understand how you can benefit from a credit card debt consolidation program.
  Published 23Jul2010, viewed 412 times

• Tips on How You Can Dispute the Errors on Your Credit Report
  We all know the importance of a credit report in our lives. In order to keep things correct and accurate, we need to check it regularly. Let us now discuss the steps to take when disputing the errors we find in our reports.
  Published 21Jul2010, viewed 190 times

• Zero Interest Credit Cards - Should You Apply For One?
  Before getting a zero interest credit card, read this article that will give you facts and tips about this type of credit card.
  Published 16Jul2010, viewed 308 times

• What is An Identity Theft Insurance Policy?
  In this article, learn what an identity theft insurance policy is, how it can protect your identity thieves and how to look for the right insurance plan. Also, learn what "skimming" and "phishing" is.
  Published 13Jul2010, viewed 367 times

• How To Fight Back To Debt Collectors Who Cross The Line
  As borrowers, we should be aware not only of our obligations but also our rights. In this article, learn how you can fight back debt collectors who are going beyond what the law requires them.
  Published 10Jul2010, viewed 320 times

• Practical Tips on Avoiding and Recovering From Credit Fraud
  To help us in protecting ourselves from the cunning and fraudulent schemes of scam artists, this article was written. It enumerates some practical ways that we can use to avoid credit fraud and identity theft.
  Published 22Jun2010, viewed 181 times

• What are the Responsibilities of the Credit Bureaus?
  For more information about the responsibilities of credit bureaus, I have written this article. Of course, you are familiar with what a credit bureau is but reading this post can make you understand its responsibilities and special services.
  Published 19Jun2010, viewed 273 times

• Will Credit Freeze Stop Identity Theft
  Suspecting someone is stealing your identity? Read this article to learn how credit freeze works and if it can really help you stop identity theft.
  Published 16Jun2010, viewed 428 times

• True Causes of Debt That You Should Be Aware Of
  This article will discuss the different reasons why most people get stuck in the middle of debt problems. Know these causes will help you avoid committing them as well.
  Published 07Jun2010, viewed 164 times

• Debt Reduction Tips for 2010
  In the middle of debt problems? Want to free yourself from this stressful ordeal? Here is an article that will give you tips on how to reduce your debts effectively.
  Published 04Jun2010, viewed 224 times

• Dealing With Debt Collectors - Smart Strategies to Remember
  Receiving calls, direct mails, or e-mails from debt collection agencies almost every day? In this article, learn how you can smartly deal with debt collection agencies and how to know if they are going beyond their boundaries.
  Published 01Jun2010, viewed 181 times

• Credit Card Debt Tips to Avoid Bankruptcy
  In this article, learn tips on how you can handle credit card debts to help you avoid filing for bankruptcy.
  Published 25May2010, viewed 179 times

• The Pros and Cons of Using Credit Cards
  In this article, learn the advantages and disadvantages of credit cards. Knowing this will help you analyze if you are going to apply for one or not.
  Published 17May2010, viewed 319 times

• What Does Your Credit Score Tell You?
  A consumer must not only know how to read his/her credit report, but should also know what a credit score tells him/her. Here is a credit report guide which focuses on the FICO method of credit scoring.
  Published 14May2010, viewed 222 times

• How To Fix Credit Report Disputes
  Sometimes, low credit score are not entirely a consumer's fault. There are instances where errors in your credit report affect your credit rating. This article will guide you on how you can fix credit report disputes.
  Published 08May2010, viewed 524 times

• How to Successfully Consolidate Credit Card Debt
  Over-stressed about your credit card debt problems? Here is an article that will give you tips on how you can consolidate all your credit card debts more effectively.
  Published 26Apr2010, viewed 204 times

• The Importance Of Knowing How To Read Your Credit Report
  A credit report is essential to every consumer. In this article, we will discuss the importance of knowing how you can read and interpret your credit report.
  Published 16Apr2010, viewed 278 times

• Best Tips to Free Credit Repair
  This article is written to help consumers in repairing their credit all by themselves. This will not only help you learn more about your own credit report but you can also save since you won't have to hire someone to do it for you.
  Published 13Apr2010, viewed 287 times

• Will Bankruptcy Influence my Credit Report?
  For people who are planning to file for bankruptcy are having doubts thinking that this will badly hurt their credit report. In this article, let us discuss if bankruptcy can influence your credit report.
  Published 10Apr2010, viewed 511 times

• Common Reasons Why People File for Bankruptcy
  Filing for bankruptcy can be a result of different unavoidable circumstances. In this article, we will discuss the four main reasons why bankruptcy is considered as the last resort.
  Published 04Apr2010, viewed 346 times

• Filing A Credit Dispute To A Credit Bureau
  Did you find charges in your credit report that you never authorized? If yes, here are steps on how to file a credit dispute to a credit bureau.
  Published 01Apr2010, viewed 204 times

• The Secrets To Reading Your Credit Report
  One way to avoid identity theft and fraud cases is to become aware of it. This is the reason why it is important to check your credit report regularly. Here is an article that will discuss the secrets to reading your credit report.
  Published 26Mar2010, viewed 179 times

• Are There Benefits to Filing for Bankruptcy?
  Thinking of filing for bankruptcy but afraid that you are going to be making a huge mistake? Before making a final decision, here is an article that will enumerate the benefits to filing for bankruptcy.
  Published 26Mar2010, viewed 253 times

• Why Do People File for Bankruptcy?
  Some people have bad impressions about bankruptcy. They think that a person filing for one is irresponsible. In this article, let us discuss the different reasons why people file for bankruptcy.
  Published 26Mar2010, viewed 279 times

• Tell-tale Signs of Credit Repair Scams
  The first thing you should do to avoid credit repair scams is to know how these scammers victimize people. Here is an article that will enumerate some of the tell-tale signs of credit repair scams.
  Published 15Mar2010, viewed 184 times

• Credit Repair Tips - You Can Help Yourself
  Struggling to free yourself from all your debt problems? Here is an article that will provide you tips on how you can repair bad credit.
  Published 11Mar2010, viewed 252 times

• Understanding What Your Credit Report Reveals
  As a consumer, it is important that you regularly check your credit report. Here is an article that will help you understand what your credit report reveals.
  Published 07Mar2010, viewed 259 times

• Debt Consolidation Scams and How You Can Avoid It
  This article will provide you tips on how you can make sure that your debt consolidation plan will work to your advantage and how you can avoid scammers.
  Published 04Mar2010, viewed 273 times

• Getting to Know The Credit Bureaus
  What are credit bureaus? Why are they important? How can they help you with regards to credit issues and disputes? The answers to these questions can be found in this article.
  Published 28Feb2010, viewed 626 times

• What Hurts Your Credit Score?
  This article is all about the things that affect your credit score negatively. Being aware of these things will help you avoid it.
  Published 25Feb2010, viewed 681 times

• Checking Your Credit Report To Investigate Identity Theft
  Identity theft is becoming popular and it can be difficult to fight it. However, checking your credit report regularly can prevent this fraudulent act. Here are tips on how you can check your credit report to investigate identity theft.
  Published 21Feb2010, viewed 499 times

• How to Read Your Credit Report
  A credit report is very important to every individual. This article will help you understand your credit report and how you can improve it so you can use it to your advantage.
  Published 18Feb2010, viewed 328 times

• The New Forms of Credit Scoring and You
  In the past years, various methods of credit scoring were used to calculate individual credit score. It used to be that credit score was mostly determined by the number of credit cards owned, the frequency of credit card charges, and the cardholder's capability to pay off these charges.
  Published 14Feb2010, viewed 423 times

• When To Get Your Credit Report
  This article will guide you when is it best to obtain a copy of your credit report.
  Published 11Feb2010, viewed 437 times

• Credit Card Annual Fee - A Good Thing Or a Bad Thing?
  this article will help you decide for yourself whether annual fees are good or bad.
  Published 31Jan2010, viewed 870 times

• What You Should Do About a Low Credit Score
  In your low credit report score this article will guide you on how can you work on improving your rating.
  Published 28Jan2010, viewed 1466 times

• Keeping Guard Against ID Theft
  This article presents a guide on how you can protect your Identity against thieves and scammers.
  Published 23Jan2010, viewed 217 times

• Keeping Guard Against ID Theft
  Keeping guard against ID theft is a guide on how you can protect your Identity against thieves and scammers. Keep in mind that identity thieves are always on the lookout for every possible opportunity to steal personal information.
  Published 24Jan2010, viewed 240 times

• How to Follow Up a Credit Dispute Letter
  According to The Fair Credit Reporting Act, all Credit Reporting Agencies have the responsibility to answer to customer disputes. Within 10 days upon receipt of a dispute letter, the credit agency must sent notice that an investigation has started.
  Published 01Jan2010, viewed 223 times

• Benefits Of Having Low Interest Credit Card
  To stay on top of the competition, credit card companies now offer credit cards with the lowest interest rates. If you are looking for a credit card, surely you would try to find a low rate card. What are the benefits that you can enjoy? Are low rate cards really as good as they seem to be? With so many choices in the market, how can you pick out the right one?
  Published 28Dec2009, viewed 415 times

• Protecting Your Credit Against Fraud & ID Theft
  Anyone who has heard of identity theft and fraud should definitely be concerned about protecting his own identity.
  Published 22Dec2009, viewed 304 times

• What are My Rights When in Debt
  This article contains tips on how to deal with debt collectors who violate your consumer rights.
  Published 23Oct2011, viewed 327 times

• How to Get Out of Credit Card Debt Using a Credit Card
  This article talks about how you can use another credit card to be free from bad debt. But first, let discuss what a balance transfer card is.
  Published 24Dec2009, viewed 430 times

• The Rules on Using Credit Cards
  The way you handle your credit card could mean the difference between having good credit and bad credit. Check out this checklist on how to use plastic money without getting into debt trouble.
  Published 22Dec2009, viewed 851 times

• Different Debt Help Service for Borrowers
  If you are having a difficult time catching up with your debts, take control of the situation right away and don't be afraid to seek the appropriate debt help service. What kinds of services are available to you?
  Published 21Dec2009, viewed 399 times

• How To Write A Credit Dispute Letter that Works
  Here is a guide on how you can write an effective credit dispute letter that will get the attention of the credit bureau.
  Published 15Dec2009, viewed 679 times

• Tips on Writing a Dispute Letter to a Collection Agency
  As a borrower, you have the right to dispute and stop debt collection if you want to. Although it does not exempt your from the obligation to pay your debts, it buys you time until a validation has been done, it protects your consumer rights, and it gives you the assurance that the charges you will be paying off are really the debts you owe from your original creditor.
  Published 08Dec2009, viewed 759 times

• The Importance Of Checking Your Credit Score Regularly
  Why should we check our credit score regularly? Let's discuss it in this article.
  Published 03Dec2009, viewed 266 times

• How To Avoid Credit Card Debt on Holidays
  Tips to help you get out of debt during the Holiday Seasons.
  Published 30Nov2009, viewed 227 times

• 8 Ways to Build a Killer Credit Score
  This article focuses on eight ways on how you can build a killer credit score that will surely win your lender, landlord, employer and insurer's approval.
  Published 26Nov2009, viewed 188 times

• Do You Really Need a Perfect Credit?
  Everyone knows that a higher credit score is better. Does that mean you have strive for the perfect score? Is it really possible to ace the FICO scoring system?
  Published 24Nov2009, viewed 262 times

• Can You Really Be Debt Free Through Debt Consolidation?
  With the recent economic slump, more people struggle with debt repayment and are in need of help. Is debt consolidation the answer? Can you really count on it to be debt free and enjoy financial stability?
  Published 26Nov2009, viewed 205 times

• How to Read and Interpret Sections of Your Credit Report
  Financial experts recommend ordering a copy of your credit report from three major credit bureaus at least twice a year. Interpreting your credit report need not be difficult. In this article, we will be discussing the details contained under each section of your report.
  Published 24Nov2009, viewed 210 times

• Assets That Are Exempt In Personal Bankruptcy
  The article talks about assets that are exempted in personal bankruptcy. This includes the home and other important assets. Dig on requirements to submit upon filing and things to be done after submitting bankruptcy application.
  Published 17Nov2009, viewed 351 times

• The Ideal Number Of Credit Cards
  Is having lots of credit cards important? Does it affect your credit scores? What is the ideal number of credit cards does a consumer should have? These are some of the questions we always ask. This article might help you get the answers you are looking for.
  Published 02Nov2009, viewed 775 times

• Credit Reports - What You Should Know About Them
  Get to know more about your credit report by reading this article. This will help you have a better knowledge on what kind of information it holds and who or how you can access it. Learn also what to do in case you found out errors in your report.
  Published 06Nov2009, viewed 455 times

• Financial Tips After Your Divorce
  Getting through a divorce is one of the most challenging situations in life. It can be both emotionally and mentally draining. Add to that, there are financial issues involved. If you have just been through divorce procedures, what can you do to avoid the threat of bankruptcy?
  Published 02Nov2009, viewed 257 times

• Remember That Low Interest Rates Are Not Always the Best
  Debt Consolidation is good way of freeing yourself from your debt problem. This is also applicable for credit cards debts. What are the things to know when consolidating credit card debts? Here is an article that might help you learn more about this process.
  Published 29Oct2009, viewed 273 times

• The Different Kinds of Bankruptcy
  This article is mainly about bankruptcy. What are the different kinds of it? How you can apply for bankruptcy? Are there qualifications and papers needed to be submitted in order to file one? And more tips about bankruptcy.
  Published 26Oct2009, viewed 246 times

• Samples of Disputing Errors
  This article is a useful guide for you to know what you will need to do when you dispute errors in your report, which is your right as a consumer. Thus, this right was strengthened even more when the Fair Credit Reporting Act was signed in 2003. Reporting such errors will protect you and your credit account will be protected.
  Published 18Oct2009, viewed 372 times

• How Unsecured and Secured Debt Consolidation Loans Can Help People
  The article talks about the unsecured and secured debt consolidation loans and how these two debt consolidation loans can help people. To have a preview, secured debt consolidation loan is one that requires the submission of collateral. While an unsecured debt consolidation loan is a loan that is not secured, which means may not have a home or a property to use as collateral.
  Published 15Oct2009, viewed 1006 times

• How To Understand Your Credit Report
  This article is about the different parts of a credit report and how they are different from each other. It will also tell you how to dispute any errors in your report.
  Published 11Oct2009, viewed 434 times

• Can Debt Consolidation Hurt Your Personal Credit?
  In this article readers will have deep view about Debt Consolidation, what is the advantage of consolidating debts and how Debt Consolidation Loans rebuild bad credits. And eventually, readers will understand that Debt Consolidation can be used to regain a good credit standing.
  Published 09Oct2009, viewed 396 times

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