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Prepaid Phone Dilemma - To Buy or Not To Buy?

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Published: 27Mar2010
Word count: 529
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A number of people think it is difficult to decide whether they would buy prepaid phone plans or not. But in reality, this dilemma usually lies on the difficulty of weighing out the positives and negatives of employing wireless prepaid phone services.

Actually, the difficulty of whether or not to acquire prepaid cell phones is a result of the misconception and wrong information that people obtain about prepaid phones. Because of being bombarded with so many details about prepaid plans, people cannot select which information to believe. Hence, we need to acquire an accurate understanding of what prepaid phone plans are all about. So allow us to correct these misconceptions and to present to you the actual advantages and drawbacks of shopping for and using wireless prepaid phone services.

The Benefits of Prepaid Phones

A lot of advertisers emphasize the fact that prepaid plans work best for teen agers. Through a wireless prepaid phone service, mothers and fathers can easily control and manage the cell phone activities of their young children. Through a prepaid plan, parents can help their children understand the value of living - and in this case calling and texting - within their means.

Should they go over their airtime, these teens will be left with a cellular phone that will merely serve as a paperweight until new minutes can be loaded to it. Indeed, prepaid services will educate your kids of the value of responsibly managing not just their finances but also the call minutes.

It is also good to point out that a wireless prepaid phone service provider will not evaluate your credit file. Considering that your consumption of the minutes is limited, prepaid phone providers do not need to worry about the risk of offering their mobile phone plans to as many people as they can. This means that everyone can enjoy the use of prepaid services in their phones.

The Negative Aspect of Prepaid Phones

Now what about the disadvantages of prepaid phones? To begin with, a lot of people usually complain about the high call rates charged on most prepaid phone cards. If we will look closely, most of the prepaid plans for cell phones charge higher costs per minute of call than post paid plans. Hence, a prepaid phone user must be conscious about the calls he/she makes.

Also, prepaid plans usually have expiration dates. To enjoy the continuous services of your prepaid plan, you have to re-load minutes to your phone. This will be a major drawback if you use your phone for web surfing, because your surfing will be interrupted once your prepaid minutes run out. So, you have to consistently monitor the remaining amount of airtime you have in your mobile phone.

Lastly, providers of wireless prepaid phone services deactivate not just your phone but even your phone number if you fail to reload immediately. This will require you to re-do the whole application process just so you can get a new phone number.

Now that you know both the pros and cons of using prepaid phones, we hope that you can now analyze and finally decide whether or not to purchase a prepaid phone plan.

Tara Tiemann is a credit analyst of Go-prepaid.com and has been a resource site for people who want to live debt free! If your on a budget using prepaid debit card and prepaid cell phone services can save you big money!

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