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Articles by Tom Carolan

  • Getting The Right Auto Insurance Online
    It's not enough to get an auto insurance policy you're most comfortable to deal with. It is important that you're getting the right insurance policy from the right insurer. You should make the best use of the internet in order to get the best auto insurance policy at the lowest possible premiums. The internet is flooded with all the resources that should help you determine which auto insurance is right for you
    Published 29Apr2011, viewed 277 times
  • How To Buy Auto Insurance For Less
    You can save a big amount on your insurance in Fort Collins through multi-policy discounts, as these can be as low as 20 percent or more. Are you a homeowner now looking for home insurance? You can gain big discounts on your premiums through higher deductibles.
    Published 02Apr2011, viewed 309 times
  • Auto Insurance In Georgia - Things You Need To Know
    For the large part of motorists in Georgia (I suppose), acquiring auto insurance policies could be a painful purchase. But if you think of the long term, getting auto insurance is sure a wise investment that anyone can make. A good auto insurance policy ensures that you're whole lot protected against several forms of losses.
    Published 12Apr2011, viewed 225 times
  • Cheap and Affordable Auto Insurance in Atlanta, Georgia - Everything You Need To Know
    Each person in the household using the car must have such coverage and must carry their Auto Insurance policy with them always. However, vehicles whose ownership has been moved to a different state does not have to comply to these regulations and for vehicles that are used for agricultural work or other types of seasonal work is exempted to the rule.
    Published 11Apr2011, viewed 279 times
  • How To Find The Best Auto Insurance in Florida
    Anything can happen in the next half hour while you're on the road, so it is important to get the best protection for your vehicle, if not for yourself. Auto insurance is an important subject that nearly every car owner should think of, but you don't practically have to break your wallet just to get the best auto insurance policies with the cheapest insurance premiums you deserve.
    Published 01Apr2011, viewed 315 times
  • Finding Cheap and Affordable Auto Insurance in Chicago, Illinois
    Anyone who wants to take advantage of this insurance program of ILAIP would have to present a valid Illinois driver's license and document proving that you've been applying for auto insurance in Chicago insurers but you're being turned down. Make sure to prove also that you're not able to find car insurance rates that do not surpass the insurance rates made available by the ILAIP.
    Published 22Mar2011, viewed 300 times
  • Why You Need Auto Insurance In Aurora, Illinios
    One positive first step to make prior to buying, or even planning to buy, an auto insurance policy in Aurora, Illinois, is to make a clear list of the benefits you would want to have in your auto insurance policy. When you have a detailed list of your expectations from your auto insurance policy in Aurora, Illinois, you will eventually be able to find auto insurance, which fits your life situation to a tee.
    Published 17Mar2011, viewed 285 times
  • Medical Insurance Companies Find Healthcare Reform Loopholes
    Insurance companies have complied with the new medical reform legislation, and the government was satisfied. About four months into the implementation of the new rules, however, medical insurance companies found a loophole. Without any form of limitation or restriction, parents can choose to buy insurance only when their children become ill, and insurance companies would then have to pay up immediately.
    Published 09Jan2011, viewed 274 times
  • Mid-Term Elections and The Future of Healthcare Reform
    With the elections just over, and the Republicans gaining a majority in the House, the future of healthcare reform could change direction from the direction initially intended when the Affordable Care Act was signed into law on March 23, 2010.
    Published 14Dec2010, viewed 150 times
  • Insurance Agents Help Consumers Understand Insurance Terminology
    The National Association of Insurance Commissioners (NAIC) conducted a survey recently about American consumers' understanding of insurance. The results showed that only less than half of the respondents feel confident enough to make decisions about insurance. The majority is still confused about the basics of insurance.
    Published 04Dec2010, viewed 162 times
  • Obesity Care Costs Double What Was Previously Estimated
    Almost 17% of America's medical costs are attributed to obesity. This means that America's weight problem may have almost twice the impact on medical care spending as estimated previously
    Published 02Dec2010, viewed 134 times
  • Selling Insurance And Giving Customers What They Need
    When selling insurance always come prepared to a meeting with customers. Learn as much as you can about their situation before the meeting and adjust your presentation to fit what you know about them. If you are meeting with a current customer, try to find out how you can improve or expand your services to him or her.
    Published 02Dec2010, viewed 207 times
  • How To Best Advertise Your Insurance Agency
    Marketing and advertising your company involves making your agency more visible and accessible to the public, as well as promoting the identity of your agency as a brand and strengthening brand recall. Here are some things to think about before launching an advertising or marketing campaign:
    Published 29Nov2010, viewed 265 times
  • California Is The First State To Implement Health Insurance Exchange
    Last week, the governor of California signed off on 7 huge healthcare reform bills...one of which was a bill to create a medical insurance exchange online This action made California the forerunner state in implementing an oversight board for the medical insurance exchange.
    Published 13Nov2010, viewed 239 times
  • Medical Insurers Discontinuing Child-Only Plans
    On September 23, 2010, medical insurance plans across America will be subject to new rules and regulations for new medical plans issued. The following benefits will apply for health plans issued with an effective date of September 23, 2010 and later:
    Published 13Oct2010, viewed 306 times
  • Life Insurance Without The Medical Exam Hassle
    By opting for a life insurance policy that doesn't require the medical exam, the hassle is taken out of the life insurance process. Luckily many American life insurers are now providing such policies.
    Published 16Apr2010, viewed 246 times
  • The Top 5 Tips For Comparing Auto Insurance
    How to effectively compare different auto insurance policies. It can save you a great deal of money when you are shopping for car insurance coverage. Luckily it has never been easier to do a quick and accurate comparison of companies as it is now.
    Published 15Apr2010, viewed 346 times
  • Understanding High Risk Auto Insurance
    There are many drivers on the road that are considered to be high risk. They are the habitual speeding ticket recipients, DUI offenders and others who make bad choices. Driving a motor vehicle has its own inherent risk factors. By choosing to compound those factors with negligent behavior often leads to accidents, arrests, citations and more. High risk drivers who are arrested for such behavior are often incarcerated.
    Published 10Mar2010, viewed 337 times
  • Warning: Consumers Should Be Wary of Discount Medical Plans
    In a statement made to the LA Times by the past president of the California Medical Association Dr. Dev GannaDev, it was made clear that many of those who offer discount medial plans are essentially cheating those who can least afford it.
    Published 26Feb2010, viewed 227 times
  • Lowering Rates for Auto Insurance in Texas
    Finding auto insurance in Texas will cost you a pretty penny, but there are ways to decrease premiums and still get good coverage. The key is to arm yourself with information to make sure you are doing all you can to make your auto insurance as affordable as possible.
    Published 21Jan2010, viewed 342 times
  • Why Presidents Age So Fast
    Our current President is relatively young, or at least he was when he took office a short while ago. Compare inaugural pictures of American Presidents with pictures taken at the end of their terms and you will find a huge disparity in their looks. Their time in the Oval Office inevitably ages them significantly. It turns out that the stress of the high-pressure job takes its toll on those who have fought long and hard for the role.
    Published 19Jan2010, viewed 1556 times
  • Finding Low Cost Auto Insurance in Virginia
    If you are interested in getting your car insured in Virginia, you are no doubt curious where you can find low cost auto insurance from a reliable provider. The following information will help you do so. How to save on your Virginia auto insurance step-by-step.
    Published 19Jan2010, viewed 369 times
  • Essentials of Choosing A Medical Insurance Plan
    In your quest for the right health plan for your family you will find that there is a lot of information out there. It is important to know what you are looking for in order to be able to efficiently sift through the information and choose the best plan possible for you.
    Published 19Jan2010, viewed 178 times
  • The Top 8 Myths and Truths about Antidepressants
    While there are many different myths about antidepressants, there are eight that are very common and usually misunderstood. Here are the eight most common myths about antidepressants followed by the truths:
    Published 16Dec2009, viewed 808 times
  • Finding Low Price Car Insurance Online
    There are many ways in which you can keep your insurance rates down. These classic money saving techniques are all completely under your control. Your insurance agent will suggest that you practice safe driving techniques to lower rates, and while this is true, shopping for insurance online allows you to save money by comparing rates.
    Published 05Dec2009, viewed 420 times
  • Why Family Health Insurance Planning is So Important
    Family health insurance is a necessity in today's society because people are living longer than ever before. No matter the size of your family, you must be prepared if you or your family must visit the doctor or hospital. Also, medications are very expensive if you are uninsured. All of these expenses can add up to large medical bills if you do not properly prepare for these medical situations.
    Published 29Nov2009, viewed 638 times
  • Learn More About Medicare and Medicare Supplement Plans
    If you have just turned 65, then you are eligible for Medicare. Now, you will receive monthly social security benefits from the Federal Government, in addition to deductions for Medicare Part A and B. Here are the first steps you should follow in order to understand your Medicare options, but you should also read information sent to you from the Medicare program.
    Published 03Dec2009, viewed 215 times
  • Florida Health Insurance and the Internet
    Health insurance companies in Florida have begun to see that the Internet has revolutionized health insurance. Those seeking health coverage no longer have to meet with insurance representatives who can take weeks to provide insurance quotes. In Florida, the quickest and simplest way to get the best insurance rate from the leading health insurance companies in the state, such as Humana and Aetna, is to force them to compete for your business.
    Published 18Dec2009, viewed 438 times
  • The End Of Your Business - Common Reasons For Business Failures
    Practically no entrepreneur wants to face the fact that at some point their business will cease to exist. They certainly don't want to start the business planning for the eventuality. However, it is an important aspect to consider and for the well-prepared businessperson, a necessary part of a business plan. Yet in many western countries, entrepreneurs have overwhelmingly ignored this aspect of business.
    Published 20Nov2009, viewed 222 times
  • The Importance of Disability Income Replacement Insurance
    Your earned income is, in all likelihood, the financial footing that you and your family depend on to pay the bills, put food on the table, keep a roof over your head and pay for many other things in your life. What would happen if you could not earn that income because of serious illness or injury? Disability income replacement insurance exists for just such a situation and provides security when you need it most.
    Published 18Nov2009, viewed 243 times
  • A Policy View of Medicare Reimbursement Cuts
    Medicare reimbursement cuts have skyrocketed since Medicare's beginning in 1965, despite many different measures to control growth. Short-term legislative fixes have been buying time in order to develop long-term solutions while numerous stakeholders stand to win and lose as they deal with reimbursement cuts. Among these stakeholders are politicians, the federal government, Medicare recipients, healthcare providers, and third-party payers.
    Published 01Nov2009, viewed 881 times
  • Why Medicare Supplement Plans Help You
    Medicare supplement plans, also known as Medigap, are private health insurance plans for those that already have a Medicare policy. The Medicare supplement plans provide Medicare beneficiaries coverage for medical needs that are not covered by the original Medicare plan.
    Published 24Oct2009, viewed 214 times
  • Choosing the Right Medicare Plan for You
    For many people that are eligible for Medicare, just beginning to look over all of the different types of healthcare coverage can be very confusing. As you know, having options is often a very good thing. But with all of the healthcare plans available, how do you make a decision that will be right for you?
    Published 21Oct2009, viewed 254 times
  • Why It Is So Important to Choose a Medicare Supplement
    Our government has recognized that it is very important to care for its elderly citizens. That is the reason why Medicare health insurance was created. Anyone age 65 or older is eligible for this government health care plan. For many that are eligible, Medicare can be very confusing because it has many parts. This article explains medicare in very easy to understand terms.
    Published 20Oct2009, viewed 483 times
  • How to Choose Medicare Supplemental Health Insurance
    Many insurance companies offer additional benefits known as Medicare supplemental health insurance plans. All of these plans are to provide coverage for health insurance costs that are not covered by Medical. When Medicare changed the way of coverage and payment that was in place for a number of years, Medicare supplemental health insurance plans were created.
    Published 19Oct2009, viewed 562 times
  • Everything You Need to Know About Medicare Supplement Policies
    A Medicare Supplement policy is private health insurance that is used to supplement the Original Medicare Plan. This policy is also called "Medigap Insurance." It is specifically designed to assist with health care costs, or "gaps," that the Original Medicare Plan does not cover. Medicare Supplement policies often cover co-insurance, deductibles, and many other fees that Medicare doesn't cover.
    Published 18Oct2009, viewed 719 times
  • Illinois Medical Insurance Options For The Uninsured
    Living without medical insurance is a risky endeavor. Your chances of getting ill or injured are not increased because you are without insurance. However your chances of serious complications or even death from an illness or injury is higher because you are more likely to put off seeking medical attention. One stay in the hospital can ruin your financial future and bring you to the brink of bankruptcy. Protect yourself and your family today!
    Published 30Sep2009, viewed 393 times
  • Georgia Medical Insurance Options For Self-Employed Individuals
    Self-employed individuals are one of the most significant groups of uninsured people out there. It is a well-known fact that in Georgia, as well as throughout the country, those who are self-employed are often without medical insurance. However, many of those people would change their mind if they actually knew how inexpensive medical insurance can be. Get the facts on individual coverage for you quickly and easily online.
    Published 19Sep2009, viewed 587 times
  • Desperately Seeking Florida Medical Insurance Bargains
    The Florida medical insurance shopper needs to learn about medical insurance, what differentiates the various plans out there and the meaning of terms such as co-insurance and deductibles, networks and more. PPOs are usually great plans that offer lots of choice and coverage, however they tend to be pricey. If you can live with a little less choice in your healthcare options, a POS plan can definitely save you significant amounts of money.
    Published 17Sep2009, viewed 485 times
  • Early Retirement and Arizona Medical Insurance
    If you are in the market for Arizona medical insurance coverage, the ideal way to shop for it is online. Free quote tools for all types of insurance buying are easy to find and use. They provide you with a multitude of quotes from insurers who do business where you live. As with shopping for any type of insurance it is important to compare a variety of companies, their prices and their plans.
    Published 16Sep2009, viewed 365 times
  • Making California Medical Insurance Choices
    California has a wide variety of medical insurance options to offer. There are numerous companies out there that specialize in providing medical insurance plans. Some of the same companies that do group plans also offer individual options too. If you are without medical insurance coverage in the state of California, you can rest assured that there are lots of options out there for you. You just need to know how to choose the best one for you.
    Published 16Sep2009, viewed 381 times
  • Texas Medical Insurance Companies And You
    If you are a Texan faced with the daunting proposition of finding medical insurance coverage, you have your hands full. There are so many companies offering such coverage in Texas that you will need to invest some time into the process to make sure that you get the best coverage to meet your needs at the best price possible.
    Published 14Sep2009, viewed 332 times
  • High Blood Pressure: A Red Light
    High blood pressure is one of those things that is more likely to occur as you age. However, it is not an inevitable condition. In fact, whether or not high blood pressure is a condition unto itself or a symptom of something larger is a point for discussion.
    Published 05Sep2009, viewed 385 times
  • Natural Ways to Get Anxiety Under Control And Lower Healthcare Costs
    More and more people today are turning away from drugs, heavily processed foods and anything chemical and are striving to live a more natural lifestyle. This is easy when it comes to choosing a more natural diet or environmentally friendly cleaning options. However when it comes to illnesses that require medications, it is much more difficult to say no to drugs.
    Published 28Aug2009, viewed 569 times
  • High Cholesterol and the Alzheimer's Disease Connection
    Recently completed studies of individuals over a 40 year period have shown that high cholesterol levels in middle age increase your chance of getting Alzheimer's disease as you get older. Surprisingly, even a slight elevation in total cholesterol makes the likelihood of getting Alzheimer's higher. However, the good news is that high cholesterol can be reduced quite easily.
    Published 26Aug2009, viewed 454 times
  • GAD Goes Hand in Hand with Other Disorders
    GAD or generalized anxiety disorder is a condition that is characterized by excessive worrying and anxiety over any number of things that are typically not topics of concern for the average person. Someone afflicted with GAD will typically find daily events cause him or her to be overwrought with anxiety. In addition, the level of stress and worry that they associate with practically everything is excessive.
    Published 24Aug2009, viewed 253 times
  • Group Medical Insurance Keeps Employees Happy, Improves Business
    Also known as an employer-sponsored health plan, group medical insurance is on the chopping block for many businesses that are trying to cut costs and keep their companies afloat. Because most Americans receives family health insurance coverage through an employer-sponsored group plan, the elimination of these health plans could result in major financial struggles for working Americans.
    Published 06Aug2009, viewed 457 times
  • Government Loses $200 Billion To Medicare Fraud
    The federal Health Care Financing Administration, which oversees Medicare, is also taking a hard look at hospital over billing because they estimate that the government loses 30 cents to every dollar from fraudulent practices in the medical community.
    Published 05Aug2009, viewed 316 times
  • Find the most Affordable Medical Insurance Available
    Redundancy, a cut in pay and the general state of the economy are all factors that are pushing us to find ways and means of saving money and reducing our monthly outgoings. Sadly with this in mind there has been an increase in the amount of people who are cutting out medical insurance. However tempting this may be, it is important to remember that medical insurance is vital.
    Published 01Aug2009, viewed 265 times
  • Family Medical Insurance and Medical Insurance Plans
    Taking out a medical insurance policy isn't something that should be done carelessly. When you are taking out such a policy there are a number of aspects that you should keep in mind, including what you expect from your policy and your monthly budget. It is also vital that you consider what type of medical insurance policy that you wish to take out.
    Published 31Jul2009, viewed 277 times
  • Choosing The Right Family Medical Insurance and Medical Insurance Plans
    When we settle down and start a family of our own there are a few aspects that we need to give us peace of mind. Good health, stability and financial security are high on our list, so with this in mind there has never been more of an important time than now to take out a family medical insurance plan but with so much choice on the market how can you be sure that the plan you are taking out is the right one for you and for your family?
    Published 30Jul2009, viewed 296 times
  • Affordable Health Insurance: It Really Does Exist
    Finding affordable medical insurance may seem like searching for the pot of gold at the end of a rainbow - a nice little fantasy. Most health insurance companies aren't exactly advertising low, low savings and unbelievable deals. The good news is that it is possible to obtain affordable medical insurance. All you need is these tips and a good health care policy search engine.
    Published 22Jul2009, viewed 345 times
  • You're One Medical Crisis Away from Bankruptcy: Read the Fine Print in Your Family Medical Insurance
    Medical debt is a contributed factor in more than half of all bankruptcies filed in the United States. Many family medical insurance policies prove to be safety nets with gaping holes. When an individual obtains family medical insurance, they believe they are protecting themselves and their family both medically and financially. The cold hard numbers, however, cannot be ignored.
    Published 17Jul2009, viewed 1278 times
  • So Many Acronyms...Finally a Common Sense Explanation of Medical Insurance Plans
    Medical insurance plans are a confusing mass of acronyms and insurance industry jargon. This article breaks down the four major types of medical insurance plans in plain English and with no fluff. Medical insurance plans have more acronyms than the federal government. With all the talk of HMOs, PPOs and a whole other host of abbreviations, it isn't always easy to understand exactly what each of these medical insurance plans are all about.
    Published 16Jul2009, viewed 460 times
  • Understanding the Language of Affordable Health Care Reform
    As affordable health care continues to be one of the top priorities of American families, many new terms are being added to our daily vocabularies. To keep on top of the changes in health care and medical insurance, you need to understand the terminology used by health care officials and politicians as they discuss reform to know how it will affect your family medical insurance coverage.
    Published 23Jun2009, viewed 275 times
  • The Most Affordable Family Medical Insurance Coverage is Prevention
    Americans believe the most affordable health overage is prevention, according to a poll released by the Trust for America's Health and the Robert Wood Johnson Foundation. Seventy percent of respondents to the poll support investing in community and nation-wide prevention plans as the best form of affordable healthcare Americans could find.
    Published 19Jun2009, viewed 310 times
  • Follow These Ten Tips for Affordable Health Coverage Costs
    For many Americans finding affordable family medical insurance coverage is difficult. As the economy struggles, more employers have cut back on medical insurance benefits leaving many families without family medical insurance at all. There are things you can do to cut back on your health care expenses. Whether you have affordable health coverage or not, here are 10 ways you can cut back on your medical expenses.
    Published 17Jun2009, viewed 300 times
  • Affordable Family Medical Insurance Starts with Healthy Living
    Face it; health care is expensive - no matter how you slice it. Affordable family medical insurance is a need for so many people. One of the best ways you can keep your medical insurance rates lower is to stay as healthy as you possibly can. BestHealthcareRates.com offers these tips for maintaining your family's health, which will help you find and keep affordable medical insurance.
    Published 17Jun2009, viewed 260 times
  • Is Group Medical Insurance Affordable Health Coverage?
    Everyone wants to save some money and find affordable health coverage. If you are choosing between group healthcare coverage and individual healthcare coverage, most people assume group healthcare will be the most affordable option. Many people are offered group health insurance either through their place of employment or through their spouse's employment.
    Published 09Jun2009, viewed 419 times
  • Confusing Medical Insurance Terms Made Simple
    When you are trying to find the most affordable medical insurance, you need to understand some basic terms so you know you are comparing apples to apples and coming up with accurate answers. Several terms are very commonly used in medical insurance policies that can reduce the confusion and make it much easier to choose the best medical coverage and most affordable medical insurance available.
    Published 30May2009, viewed 374 times
  • Are Market-Based Policies the Answer to Affordable Health Coverage?
    Is affordable health coverage possible in the US? While many ideas are being shared and argued over in the name of health care reform, it can be next to impossible for the average person to know what the best options for affordable medical insurance are. One idea is to create a publicly funded insurance pool, other people are in favor of the opposite approach - market based policies. This article examines both approaches to affordable healthcare.
    Published 28May2009, viewed 385 times
  • Affordable Healthcare Starts with Cost-Cutting Tips
    Trying to maintain affordable healthcare costs can be frustrating. With employers cutting medical insurance premium costs by raising employees' deductibles, co-pays and out-of-pocket spending limits, it becomes even more important to find ways to save money on medical costs wherever possible. You can take some steps to keep affordable medical insurance costs affordable and still get quality healthcare.
    Published 27May2009, viewed 431 times
  • Affordable Health Coverage More Important Than Ever
    The struggle for affordable health care is faced by millions of American families. As medical costs continue to rise, affordable medical insurance becomes more difficult to find. Without affordable health coverage, families run a much higher risk of a small health problem turning into a nightmare, with both medical and financial consequences.
    Published 23May2009, viewed 485 times
  • Young Adults Need Affordable Health Insurance
    As graduates across the country are preparing for new adventures and responsibilities, the importance of affordable health insurance is becoming a reality. In a new poll released by UnitedHealth Group, Inc, over 2/3 of young adults in the US know they need affordable medical insurance, but over half of them say they don't have the information they need to choose the right type of coverage to meet their needs.
    Published 22May2009, viewed 700 times
  • When to Consider a COBRA Alternative
    Whether you have been laid-off from work or have quit your job and are looking for another one, it is time to take a look at COBRA and COBRA alternatives.
    Published 05May2009, viewed 404 times
  • Protecting Your Own with Family Medical Insurance Plans
    It is a huge responsibility to care for a family, and choosing the right family medical insurance is a significant part of this. There's so much to worry about from where to send your children to school and the appropriate age for sleep-overs to discipline issues and caring for your child's health and well-being. At least when it comes to family medical insurance, the decisions are more straight-forward.
    Published 05May2009, viewed 323 times
  • Conducting Health Insurance Plans Comparison
    When it comes to finding affordable health coverage, it pays to do a health insurance plans comparison. After all, you want to make the most informed decision possible; one that will leave you feeling certain that you have made the right coverage choice for you and your dependents.
    Published 05May2009, viewed 355 times
  • Going Without Major Medical Insurance Plans: Is it worth the risk?
    While sometimes living on the edge can be an adventure, people going without major medical insurance plans can end up with far more risk than they bargained for. The number of people declaring bankruptcy as a result of extreme medical debt is astounding. Without medical coverage there is a great potential for financial disaster, is it worth the risk?
    Published 05May2009, viewed 307 times
  • Making the Best Choice for Individual Medical Coverage
    Once upon a time nearly everyone received health care coverage through employer group health plans, but these days many are turning to individual medical coverage to ensure they have access to the medical services they need.
    Published 02May2009, viewed 371 times
  • How to Find Affordable Health Care Coverage that Fits Your Budget
    With nearly 50 million uninsured Americans, it is obvious the United States has a significant problem to face, namely the lack of affordable medical coverage. Medical costs continue to rise faster than incomes, creating a domino effect of financial struggles for Americans needing medical care. Although it may seem like finding affordable medical health insurance is a lost cause, it is still possible to find the right plan to suit your needs.
    Published 28Apr2009, viewed 307 times
  • A Road Map To Affordable Medical Insurance
    If you are looking for affordable medical insurance plans, a little knowledge can save you a great deal of money. There are things that you can do which will put you in a better position to get the best healthcare rates possible. By making some changes, you will qualify for lower medical insurance premiums. This is your road map to affordable medical insurance:
    Published 25Apr2009, viewed 351 times
  • Affordable Medical Insurance Coverage While Unemployed
    Medical insurance coverage, every American should be entitled to it; however, that's not how it is. There are millions of Americans who don't have medical insurance simply due to the fact that they cannot afford to purchase a plan. Medical insurance is expensive, and if you don't have a job as a result of the current economy, your odds of obtaining affordable medical coverage are slim to none.
    Published 24Apr2009, viewed 488 times
  • What You Need To Know About Health Insurance Options - COBRA Alternative
    The COBRA alternative was first created in 1985 as a means to help people maintain health care coverage between jobs. The problem was the cost was immense with the unemployed person having to pay the full 100% of the insurance premiums as well as a possible 2% administration fee.
    Published 10Apr2009, viewed 468 times
  • Employer Group Health Plans - What Types Are There?
    The most important thing most employers want to be able to offer to their employees is an employer group health plan. Through these plans the employer can rest assured that his employees are well taken care. It also helps retain current employees since they are more likely to stay to keep the great benefits. Many people will take a lower paying job if the benefits are worth the lower pay.
    Published 08Apr2009, viewed 313 times
  • Quick Guide to Individual health Insurance Plans
    When purchasing an individual health insurance plan, understanding the terminology is more important than the cost of the insurance so you know exactly what you are receiving.
    Published 07Apr2009, viewed 360 times
  • Finding Affordable Medical Insurance Coverage
    If you think finding affordable medical insurance plans is hard to do, think again, there are more options available than you realize. Let's face it, hospitals are a business and they exist for the purpose of making money and because of this mentality, health care is expensive. Without medical insurance plans, hospital and doctor bills have caused families to go bankrupt and lose everything they have.
    Published 04Apr2009, viewed 297 times
  • Downsized Employees Consider Dropping Health Insurance Unnecessarily
    As the unemployment roll continues to swell, businesses desperately looking for ways to further reduce operating costs are canceling employer group health plans. Faced with the prospect of being uninsured, thousands of employees all over the U.S. are scrambling to find alternative ways to cover their families.
    Published 30Mar2009, viewed 325 times
  • Affordable Health Coverage For Your Small Business - What's Going On?
    Among all the groups possible, small business is one of the hardest hit in the current economic situation and the most vulnerable when it comes to finding affordable medical insurance coverage for their employees. Despite the many things we hear every day about the economy and health care reform, many small businesses do want to provide their people with coverage. looking for a medical plan? There are some thing you need to know!
    Published 27Mar2009, viewed 333 times
  • Affordable Family Health Insurance: Choosing The Right Plan
    Choosing the right health plan is a critically important decision. With unemployment rising and incomes declining, families must now more than ever, select a plan that offers the right balance of premiums and benefits to best protect themselves, from financial disaster. This article offers a starting point, for those families looking to find the right balance for their needs.
    Published 19Mar2009, viewed 409 times

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