When shopping for a credit card that's right for you, there are many questions to consider. We set out to examine which cards are top rated in 2014, for borrowers searching for shopping and points rewards credit cards. Which cards have annual fees? Which ones offer the lowest interest rate? What cash back rewards do they offer? With so many credit cards to choose from credit card companies have to compete aggressively, resulting in extra perks and benefits for the customer. A few of the cards with the highest return for the customer include:
Chase Freedom The Chase Freedom card offers its customers 5% cash back on up to $1500 in purchases at Amazon, Zappos.com and other select department stores. On all other purchases you will earn 1% unlimited cash back. If you are a brand new customer, Chase offers a $100 bonus for spending $500 within the first 3 months of opening the account. You can also earn and extra $25 for making a purchase within that same time period. In addition to these excellent rewards, the customer pays no annual fee and 0% APR for the first 15 months. By far, you will receive the most free money from Chase Freedom.
Discover It Like the Chase Freedom card, the Discover It card offers 5% cash back on select purchases, as well as 1% unlimited cash back on everything else. However, the Discover It card takes it a step further. They offer 5-20% cash back on select online purchases such as Macy's, Best Buy and Apple. There is never an annual fee for this card and no additional fees are charged when you use your Discover card abroad. Discover also won't charge a late fee for the first late payment and has zero over -limit fees. Their 0% APR rate extends the first 14 months.
Capital One Quicksilver Looking for the highest unlimited cash back rate? Look no further than Capital One Quicksilver. This card offers 1.5% cash back on all purchases, beating the 1% rate of other cards. A sign up bonus of $100 is also included if the customer spends $500 within the first 3 months of opening the account. The Quicksilver charges no annual fees and no foreign transaction fees.
Citi Double Cash Card Another card worth mentioning is the Citi Double Cash Card. Citi offers the standard 1% unlimited cash back on all purchases, but will also give an additional 1% back as you pay for your purchases in full or over time. This additional 1% is able to be earned as long as the customer makes minimum monthly payments.
When looking for a credit card that gives you more, these cards are sure to please. These no-hassle credit cards are sure to meet your credit needs as you enjoy earning some free money! Finding the best rewards, points and cash back card offers in 2014 can help to earn you extra points, free trips, cash to pay off unexpected bills and much more!
Covering consumer finances and credit card markets. Searching for the best rated credit cards, we have an updated list for the fall of 2014, learn more at http://bestcreditcardsfor2014.com